Recent content by Aguyintrouble

Well, sorta... Rockobuster - When we arrived at the meeting, we entered the room at the tail end of another hearing where there was a creditor there. From what I gathered, she represented some creditor on that case. There was some lawyer to lawyer chat happening, but I didn't hear the whole...

What is the name of your state? New Hampshire Hey all. I'm relieved - mostly at least. Just got home from our 341 hearing. I'd almost be inclined to say that it was a joke, or a formality to a point. We sat in the room for about a half an hour just listening to what the trustee (who seemed...

Thanks LIR... Thanks for the info. Well, here hopefully I'll know what's going on after the meeting on Thursday.

What is the name of your state? New Hampshire Hey all - Well, this Thursday at 9:30AM is my first meeting of my creditors. I'm feeling nervous, as most do, though my attorney will be there. I got to thinking, and was wondering if someone knowledgeable (moreso than me at least) can help me...

What is the name of your state?What is the name of your state? New Hampshire Hey all - Just wanted to let everyone know - I filed for Chapter 7 in March, and I get a letter from an attorney for MBNA (listed as a creditor on my schedules and we even listed the law office as a collection...

Thanks for the opinions, Lady and Jetx.... I appreciate BOTH of you taking the time to answer me, honestly. Advice and opinions are always you own, whether or not I agree (or the trustee even) with what is said - and I do appreciate it. Ladynred - to your opinion: The haircuts include...

Answers Jetx - Thanks for the reply. Yes - we did live pretty well a while back, but these expenses are actuals. We bring in about 5600 a month which does seem high (and it is) true, but the situation is not 100% explained. For the past 18 months we've been paying a consolidation program...

Math error.... Clothing accounts for diapers too, at 50 a month.... We use firewood to supplimeny heat in the house via fireplace and burn close to 2 cords of wood per year. Also - my wife is the youngest of a large family where we have 15 neices and nephews. The gift number is about 20/25...

What is the name of your state? New Hampshire Family of five, 2 adults and 3 kids. Ages are 5, 4 and 1. Two doggies (German Shepherd and a Beagle) and two cats. Am I missing anything obvious, and should I allot more for clothing for example? 20 a month per person seems low for 3 growing...

Chickens, ox, etc... New Hampshire's a bit backwards I think when it comes to some of the excemptions, but at least we get to choose what we'll use the excemptions on. I do suffer from a lot of irrational fears right now. Finances have bothered me quite a bit for the past 18 months, while...

What is the name of your state? New Hampshire Hello all. Met with a couple lawyers, and all of them agreed that we should proceed to a chapter 7 filing. I guess my troubles may have an end soon. I took a look at the laws in New Hampshire, and had a couple questions. Was wondering if someone...

What is the name of your state?What is the name of your state? New Hampshire Hello all. My situation: My wife was taking care of the bills, and was overspending. She maxed out our credit cards, and neglected to pay our mortgages. I found out about this 17 months ago, and we immediately paid...