Recent content by artbuc

What is the name of your state (only U.S. law)? PA As I understand it, OTC vitamins used for "general" health are not qualified medical deductions on Schedule A. A few years ago I had an eye hemorrhage and my diagnosis was myopic degeneration (similar to macular degeneration and vision...

What is the name of your state (only U.S. law)? PA I and my wife are pre-Medicare retirees. My former employer is offering a high deductible health insurance plan which qualifies for an HSA. I am trying to learn about HSA's to determine if it is a good idea for us. I am 62 and my wife is 59. I...

What is the name of your state (only U.S. law)? DE Not sure if this is the right place for this.... I often come on here asking questions on behalf of my nephew and invariably get alot of grief for being a 3rd party buttinsky. So, please tell me what these words mean: "...hereby make...

What is the name of your state (only U.S. law)? DE For $25 per year, DCSE offers a variety of client services for enforcement and legal assistance. To get these services, you have to sign a "Certification By Custodian" which seems to give up all of your rights. Eg, here is para 7: "I agree to...

What is the name of your state (only U.S. law)? DE My nephew's ex has been obligated to pay support since May 2010. At the time the Order was issued, ex worked as a part-time waitress with most of her income coming from tips. The Judge found that she was voluntarily underemployed and told her...

What is the name of your state (only U.S. law)? DE I'm doing my nephew's taxes. He refinanced last year and paid a 2.25% upfront FHA mortgage insurance premium in addition to monthly FHA mort ins premiums. The upfront charge doesn't show on his 1098. I believe I can deduct a portion of this...

What is the name of your state (only U.S. law)? PA I am 62. I have a traditional IRA which was funded by a direct rollover of a 401(k) after I retired. At the time of rollover, 20% was after-tax and 80% before-tax. Today it is 15% after-tax. As I understand it, the after-tax and before-tax...

What is the name of your state (only U.S. law)? DE In 2010, my nephew paid FHA Private Mortgage Insurance in a lump sum at settlement (around 2% of the loan amount). He also pays a fixed amount every month. Is the lump sum amount fully deductible for 2010 or does he have to amortize it over...

What is the name of your state (only U.S. law)? DE My wife's best friend's new love interest appears to be a suspicious character with a serious drinkng problem. Last Sat at 3pm he was arrested and jailed for driving with expired registration (his sister-in-law's car) and having an open can of...

What is the name of your state (only U.S. law)? DE Can a person bail himself out of jail in Delaware? I am asking about a person who was arrested for driving with expired registration. This person also had an open container of alcohol. We suspect this person had a prior DWI arrest but we don't...

What is the name of your state (only U.S. law)? PA Two ambulance services were used to handle an emergency in April 2009. My nephew's daughter was the patient. It is a complicated situation, at least to me. The patient was located in the jurisdiction of Fire Company A (FCA) so FCA dispatched an...

What is the name of your state (only U.S. law)? DE The Judge just issued an order discharging Ch 7 debt. It includes general instructions which state that some debts may not be discharged, eg some student loans, etc and says the debtors should consult their attorney for specifics. Is the...

What is the name of your state (only U.S. law)? DE Is this the is right forum? I have P.O.A. for my nephew. Last night his 9th grade daughter confided in him that her math teacher was making her very uncomfortable. On several occasions, teacher has told daughter how nice she looks in her...

What is the name of your state (only U.S. law)? DE Nephew will appear in Family Court next Monday morning to petition for support for his two children. His ex will have an attorney. Nephew will represent himself. I am preparing his documents and opening statement. Could you please give me some...

What is the name of your state (only U.S. law)? DE If a paid preparer makes an improper filing based on incorrect information from the taxpayer and then becomes aware of the mistake, does the preparer have any responsibility to amend the return or advise the IRS? I was once told by a paid...