Recent content by bombbat

What is the name of your state? NH

What is the name of your state? ma I claimed ch7 in MA and have been expunged , nov. 2005, of my debts. Now I'm wondering what is the most effective way to rebuild my credit ? any advice ?

What is the name of your state? NH HELLO, On 12/01/05 I reserved a room at a resort for three days , the 26th, 27th and 28th of this month. before I did so I checked with the advertisement hand-out at the front desk and the online advertisement for black out dates. Since, my days weren't...

What is the name of your state? MA In sept 2004 i signed a lease with my ex girlfriend. I'm still in the apartment by my self. I have seen a a lawyer and she going to file my intent given paperwork she requested from me. One thing that she did say is that since my income is 60k the trustee will...

What is the name of your state? MA Hi All, My budget is listed below, I don't think I can get through a Ch7 with my income, can anyone comment on the budget amounts? I know that cigarettes might be questional, has anyone here been through a MA CH13 and listed cigarettes? Will the trusted...

What is the name of your state?What is the name of your state?MA I just got a fulltime job after consulting for 10 months, I have 55K in unsecured debt, or about one year current salary in debt from being layed off for 24 months before I got consulting work. I am wondering if I can deposit...

deal at 60% If you make a deal on a debt that is lets say 10,000, and the deal is you pay 60% or 6,000. Then the IRS can come after you for taxes on the difference, if the difference is > $599. NO DEAL HUH !

What is the name of your state? ma when figuring a Bk budget can i include my Student loan payments ?

rent increase I could increase the rent and then what, get a ch7 a few months later? I live w/GF right now, I assume we would have to split the rent 50% ea., or she could leave me and move out and I would have to pay the entire rent .... How quickly can the judgement and garnishing process...

ok ch13 then, questions?? BIGUN So I file for ch 13, how much do they take, 100% of my expendible income? For 3 years, or 5 years ?

xpenses rent 540 food 330 st loan 277 oil ch 20 tire rotate 20 gasoline/tolls/maint. 325 postage 7.75 elec 40 cable 55 entertainment 70 auto ins 80 cell phone 50 laundry/dry clean 45 gym 10 tolls 60 clothes & shoes 50 grooming 20 gifts 40 health ins 150 cigrettes 150 dental 40 vehicle...

ty bigun I did go to a lawyer, he acted like I had no right to be there. I have been trying to figure out a budget that will show a negative or less then $125 expendible. I'm concerned that my ch7 will be denied and I'll be an indentured servent, ch13, for the next 3-5 years. what about...

What is the name of your state?What is the name of your state?MA I was out of work for 2 years and now have a pretty massive debt, ~ 50k unsecured, I did get a job and have recently started a position for 60K/yr. Now i'm not sure what to do, all these bills are in collections. A couple are CC...

What is the name of your state? MA hAS ANYONE READIN THIS BEEN SUED BY ATT UNIV CARD VISA, I STOPPED PAYING THEM 1.5YRS AGO AND THEY STOPPED CALLING, COULD THEY HAVE A JUDGEMENT AGAINST ME WITHOUT ME KNOWING ? SAME THING WITH FIRST USABANK/BANK ONE NOW i HAVEN'T HEARD FROM THEM IN ALMOST A...

thanks, i moved I moved from NH to MA 6 months ago what state applies to my case, the one I presently reside in, the one I became delinquient in or the one I opened the account in?