Recent content by cdoll

What is the name of your state? IL About 6 months after I bought my condo I got laid off of my job. That was almost 2 years ago. I am a only parent, no child support and have been trying to play catch up every since that layoff. It took almost 9 months to get a fulltime job that paid 1/2...

What is the name of your state? Illinois I posted a few months back about a collection agency contactng me about a OLD (9 year old) captial one balance. one that has never been on my credit report or anything. And is obviously beyond the SOL. This all happened just as I was about to close on...

What is the name of your state? Illinois when i swicthed jobs i learned it would cost an additional 147.00 a month (1764/year) to give my son dental insurance (500.00 extra a month for health). So we went without dental insurance for him. after the first uninsured dental visit I knew I need...

What is the name of your state? Illlinois... Is it pretty normal or unusual to have two mortages on a house you are buying. Is it dangerous to have this? Its from the same bank. And therefore do not have to pay PMI? I dont know if I need to provide anymore information to get a answer to this...

What is the name of your state?Illinois I am wondering if anyone else has come accross this. I am buying my first house (condo actually). I am getting a 7k grant from the government. Which I didnt even know exisited, but the bank told me about it. Great! I got pre-qualifiied for the mortgage...

ill don't know the laws, but I can tell you my concern, as i worked for the media for a long time. I used to makes ads and flyers. And occasionally I screwed up. Or the store did and it was caught till after. Either way, one time I had in a ad 20 cases of pepsi for $5.00. Obviously supposed to...

thank you :) I will fight them. I feel a little guilty because I suppose if its money i owe, i should pay it back. but this is just such bad timing. i am trying to get a house and tonight I was prequalifed from my bank.

hi everyone! Thanks! Man it was a long day yesterday. after I got home i was so mentally exhausted i was so upset by this... today, in better spirits I called back the collection agency. they verified this time what capital one told me, it was charged of in 97. the 2000 is when they sold it to...

ill put my work one to. theres going to be spaces. I just don't want it indexed in any searches. it is (with no spaces): (removed email because suddenly I am getting debt stopper spam in that email address that i put here... never received spam to this address before putting it here) yes...

Thank you for some direction on this. I had all 3 of my current reports in my hand when I called the collections and that card is not on there. And they said "dont sweat it, its beyond the SOL". But my concern is the collection agnecy will put it on there if is don't pay THEM I spoke with...

What is the name of your state? Illinois. Hi, I am so confussed. Quick background, my credit went back when I got pregnant and the father dissapeared. Prior to 1998 I ripped up all my credit cards because I knew I was getting in to deep. Its now 2005, I have worked VERY VERY hard on repairing...