Recent content by Choices2005

What is the name of your state? IL This question is about life after filing Ch. 7. I filed almost a year ago and want to get a c card. I am terrified of being turned down and I don't know which lender I should approach. I was going to go with Chase but it said I had to have a history free of...

What is the name of your state? IL It'll be a year since my Bankruptcy was d/c on July 5th. Since then I've been doing well and have kept my nose clean. I have a 2005 car that I have been paying on time (car was purchased before filing) and I have a student loan I am still paying down. My mom...

2004 Exam? You said you had to undergo a 2004 exam. . .(last post of this thread) What exactly is that?? I have my 341 tomorrow and I'm a little nervous. I hope none of the creditors contest. . .

I Have a New Car I bought a new car in November 2004 and just filed last month. My court date is actually next week. I spoke with a laywer at the end of February. My lawyer wasn't concerned about me having the car at all. If you are going to get a new car I would say wait at least 3-4 months...

What is the name of your state? IL I just received a copy of all the things my attorney filed on and there is one credit card account missing. I'm pretty peeved about this and want to make sure its not too late to have it added to my bankruptcy petition. The problem is that my attory hasn't...

Thanks for the advice Just wanted to say thanks to those that replied to my post. I talked to my attorney once again and he pretty much told me what you guys had stated. My refund will be going directly into my checking account and at that point I will simply transfer it to an ajoining savings...

What is the name of your state? IL I filed Ch. 7 on the 18th of last month. My court date is coming up at the end of April. I'd like to know if I will be forced to give my tax refund to my creditors? (About $1,000) I don't plan on spending it but I want to save all of it. Should I withdraw it...