Recent content by creditchaos

What is the name of your state? OH My husband filed for divorce 11 months ago in NY using the services of Legal Aid. I received a copy of the summons stamped with the county seal and the date it was filed. I also received another paper which I signed and returned per Legal Aids request...

What is the name of your state? OH My husband resides in NY where we lived together for most of our marriage. I received 2 papers from my husband today through the regular mail. One is a "Statement of Service by Mail" and the other is "Action for a Divorce" Apparently I am supposed to appear or...

What is the name of your state? OH Not like this is going to happen anytime soon but....... how long after a ch 7 discharge can you own property?

I recently attended my 341 hearing and it was very much as it was explained to you. One question surprised me...and my attorney. I filed a no asset ch 7. The trustee asked me how I would pay for lunch that day. I was surprised for a few moments but as I was being completely honest, I just told...

What is the name of your state? OH A few years ago I had 2 permanent bridges put in by my dentist. He recommended a new product which claimed to be stronger, less prone to discoloration etc than the tried and true porcelain over metal. I have had trouble with these bridges since day one. Before...

What is the name of your state? OH About a month ago Citibank filed a complaint against me. The summons was issued the same day. Apparently it was sent CMRRR. I never signed for it. I received a letter from a local lawfirm informing me that I am the subject of a collection action (it included...

They wouldn't specify which system they were using. The amount is $30 for a 2 minute call! Imagine if they did this to several thousand people.

What is the name of your state? OH We were sent a bill from a pay phone company for a collect call we allegedly accepted from a NYC airport pay phone. We called and said that this wasn't our bill and we wouldn't pay it. They naturally said that it was and we asked them to prove it. Their reply...

Good point Dakoto70. It is unusual for a doctor/hospital to not obtain preauthorization prior to performing a procedure. However, people screw up. And the bottom line is we are responsible to know what our insurance covers.

It is your responsibility to find out if any procedure is covered by your insurance carrier. Neither the hospital or the doctor is under any obligation to obtain and give you this information. Whenever you speak to anyone by phone make sure to get it in writing. Otherwise it's your word against...

You are jumping to unfair conclusions here. No one is paying my bills. I live with someone in their home and while I was employed I paid my share of the expenses. During my period of unemployment I wasn't paying my share. I wouldn't hide anything from either the IRS or the bankruptcy court. I am...

I wouldn't even consider trying to hide anything or lie. It is never worth it. Thanks for the info planner.

What if someone had no income for months. That should explain the reason for the contributions. What if a person were living with someone and had paid their share of the expenses when they had income but stopped when they no longer had any income? Thanks for your reply planner.

What is the name of your state? OH How do you list your expenses if someone else has been assisting you in paying them when you are filing a ch 7? What if they were paying all of them? How would it affect the out come? I was curious and haven't seen this addressed here.

They really need to clean up this website. Too many "experts" with an ax to grind.