Recent content by DarkStorm

I would send the OC and the CA an intent to sue letter for defamation of character among other things giving them 30 days to resolve. Wait 30 days and if there is no response sue them in State court. They will most likely settle out of court or offer to remove this from your credit. If not they...

True, I may as well get in the habit of using cert mail.

This I do have. I have a statement from a friend of the family who has been trying to get me refied for the past 3 years. He runs a financial institution. What I dont have is any proof of corispondence as they only contacted me via the telephone. My faxes went unanswered but they did work to...

This is a credit card debt for $4900 which I paid in Oct 2001 as part of a second mortgadge debt consolidation. I have sent over the years copies of the check that they cashed to both the Credit card company and the collection agencies. I have written letters to the credit bureaus but the debt...

Too late for that. The collection agency is suing me in 5 days. :(

I agree but I believe I can prove dispute. I can prove that the attempts between collections stopped for 6 months to a year after the bank faxed them this proof of payment. This most recent company is the only one that has taken the next step and entered into the legal arena. I have asked the...

You are right I have no proof other than the fact I had the bank fax the information when these collection agents requested it rather than doing it myself. I have asked the bank representatives involved if they would testify to this and they have agreed. It may add some weight to the case...

I took out a second mortgage on my house to consolidate 3 credit cards into a single payment. I have the letter the bank sent to the credit card company which indicated this was a 'final payoff' and the cashed bank check. I had no idea this was still a debt until I tried to refinance my house a...

What is the name of your state?CO Can a negative mark on your credit which you have repeatedly provided evidence to the creditors to be false be considered character defamation or some legal equivalent of slander? I have been denied credit and a home refinance as a result of this companies...

What is the name of your state?CO Can a negative mark on your credit which you have repeatedly provided evidence to the creditors to be false be considered character defamation or some equivalent variety of slander?

You will need to download or file answer form CRCCP 3 to submit an answer. http://forms.lp.findlaw.com/form/courtforms/state/co/co000077.pdf You should fill out item 1A and indicate why you think the ammount owed is incorrect or up for debate. As part of your summons you should have received...

It is a summons with an attached court date. I plan to file an answer prior to that with copies of the paid in full statements.

They tried phone contact on a number of occasions. As I knew the debt to be paid I instructed them to cease contact and pursue a remedy. The way it began was 6 months after the second mortgadge funded and payoff checks were sent to my creditors I recieved a collections call. This was early...

I have never been in a court room so I guess my concern is, even with compelling evidence, that they may somehow get a judgement. I have the banks proof of payoff but I do not have a 0 balance statement from the credit issuing agency.

What is the name of your state? CO I was just served for an 'overdue' credit card which I had paid in full in 2001 with a second mortgage on my home. This was one of three cards that I consolidated with this loan so I am certain it was paid in full. This collection agency has called at all...