Recent content by dennis77

I did not owe anything to anyone. I am fighting a case and the case is not decided, who knows I may win or may be settled.

Great! How does IRS uncovers, if it can, a checking account of a person if that account is not used by that person except for keeping it in isolation and that account is not generating any interest (there by no tax to report to IRS) and no complaints such as suspicious activities or currency...

The link you gave says that a negative mark could remain on ChexSystems report for up to 10 years. My concern is, if there is no negative remark at all at any time about my closed bank account, then whether ChexSystems still keeps any record about that closed account and if so how long?

Once I voluntarily close my checking account with a bank (bank-X) and had no issues, at any time, with bank-X, then, after closing the account, how long ChexSystems can identify that I had account with bank-X? For example, if I close my account today (without any issues ever with Bank-X) then...

I do agree with you. However, my intention is no way to cheat the future creditor. If creditor asks about closed bank details, of course, I will provide. If the creditor does not ask me these details, there is no need for me to provide these voluntarily. If I don’t provide voluntarily, whether...

I am facing a legal case from my former colleague, the case is still going on. My question is, once I close my bank accounts, is there any way (such as through my credit check, through a look at my ChexSystems history, etc. which Quincy mentioned) for the creditor to know, in the future, the...

Once I close the account with a bank and have no issues (problem account) with that bank and wait for a month or two and went to a new bank to open an account, then whether the new bank, in any way, can trace or find that I had account with the old bank in the past?

What is the name of your state? GA I went to a bank to open a checking account. During that process, the teller asked me if I have an account in another nearby bank, saying that he can see that I have account with that other bank. How it is possible for a bank person to know about my account in...