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Not sure I understand all the details of your husbands claims, but disability insurance is usually based on salary he was earning at the time of disability. Also, most plans do not cover bonuses, overtime, etc. only straight salary. Benefits are usually anywhere from 35%-70% depending on plan...
Generally, if you are on disability PRIOR to termination, quitting, etc., you are entitled to continue on disability. You MUST continue to be medically disabled and unable to return to your own occupation (or any occupation after 24 months). These are general terms of most claims, but read...
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