Recent content by DJ123

EVENTS OF DEFAULT: You will be in Default under this Agreement if any one or more of the following things happen: (1) you fail to make any payment on the loan within 30 days after a payment is due; (2) you do not fulfill your obligation set forth in the "Use of Proceeds" section of this...

HRZ Its a fixed loan with no prepayment penalty. I am in California. It is from LightStream. What should I be looking for in the details? Thanks

I am not above that either, but at least with a slightly lower payment with consolidation, I may pay it off in 7 years. However, I feel like the lender of the $80k more likely to sue than 4 credit card compaines with $20k. Thanks

I have $80,000 in CC debt over 4 cards and have not missed any payments yet with interest rates ranging from 11% to 18%. Since my credit is still good, I have the opportunity, and have been approved, for an $80,000 debt consolidation loan with an 11.75% rate for 7 years. The new loan will save...