Recent content by dlky

What is the name of your state (only U.S. law)? Indiana First, I apologize for the length and appreciate any advice. My husband and I live in KY but we are dealing with Indiana law as that is where the mother lives. My husband's daughter is 11 and he and his ex (never married) have never...

What is the name of your state?What is the name of your state?KY I will try to keep this as short as possible. I am currently involved in lawsuit with an alleged assignee of a credit card company which shall remain nameless. The amount is around $2000, plus costs, and interest close to 20%...

What is the name of your state?KY I've read over and over on this forum and the internet that the SOL for an open-ended acct in KY is 5 years, but so far cannot find out where this info is coming from. Can anyone supply me with the appropriate Kentucky statute? The way some of them are...

Response: I'm not familiar with the laws in your state, but under no circumstances should you not show up for this. Whether the judge will rule against you, I can't say, but if you are not there to defend your position the judge WILL rule against you and in favor of every charge and fee the...

ANSWER: I should check creditboards again, then. I didn't find anything for Answer to Admissions. As far as 809(a) their initial communication (or any that followed (Complaint, etc.)) did not contain any of the statements in connection with collecting a debt specified under this and since...

ANSWER: Yes, I did get all three of my credit reports, and nada. I wonder if it will ever actually get to a judge, or if the CA will just enjoy sending me documents to respond to for years to come. Wow, before the judge makes them prove it's within the SOL, I hope he/she makes them prove it's...

cmorris, Trust me, ever since these people began "harassing" me, research on the subject is all I HAVE been doing. I've been to the sites mentioned and many more, where I found much useful information. I just couldn't find ANYTHING to help me with the "Admissions" request. I really didn't...

cmorris, Thank you so much for answering. Although, you say you can't help with drafting an answer, you actually have helped me to understand what to include, and more specifically what NOT to. Thanks again, dlky

Thanks for answering. I can't really afford an attorney. Do you think I will lose if I don't have one? Also, to answer the second reply, it's in district court. I did send the debt validation letter certified w/return receipt, and have proof they received it. I was concerned that since I...

What is the name of your state?KY I'm being sued for a credit card that was charged-off sometime in 1997. I haven't made any payments towards this debt since 11/96, which was to the original creditor. How can I prove this debt is outside the statutes of limitations? It is so old that it no...

You never mentioned whether you or she has custody of your children. I assume you do. But, as far as, a master hearing...a "master" is a hearing official. I believe that if your hearing is regarding a change in your visitation agreement, it's probably going to be something that is heard in...

Thanks, that was very informative. Upon, submitting a question, I had assumed that maybe someone knew more about the answer to the question, and less about trailers.

What is the name of your state?KY About two weeks after I returned from my honeymoon, my husband received documents letting him know a car loan company had received a default judgement to the tune of around $5000 against him. He hadn't previously let me know he was being sued on this, or that...

What is the name of your state?KY I just accessed my credit report from experian. (it includes reports from the "big 3") In order to dispute an item if it only shows up on Equifax or Transunion, do I have to access a report from them and/or dispute it directly to them, or can I use the...

I did get my FICO score and copy of an Equifax credit report earlier in 2004, and saw no record of this debt. I will go back now and get all three bureaus. As far as, the debt verification letter....I have twenty-eight days now to respond to their interrogatories, what if they can't or don't...