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Recent content by Doublecredit

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    Debt to Summons

    I reached out to an attorney to get some additional direction on this.
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    Debt to Summons

    There has been NO contact with me from this company. None, zero, nada, no calls, emails, or letters. Just the sheriff with the papers. I DO NOT recognize the name they are referring to as the "original" creditor. Although a quick Google search does note this company is known for using thus...
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    Debt to Summons

    No. The name of the new company that said they acquired from an this other company is not a name that I recognize. Additionally, I had noted that the member name listed on one doc is not a member name, user name, or login I recognize. Yes, I had a debt, but I believe that is where I am entitled...
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    Debt to Summons

    Thank you for all the info. The lawsuit is for just over $12k and is in Superior Court. I have until Feb 28 to file a response. I'd rather not pay at all, but feel I am owed a full validation/verification of the debt in question. I feel that it is bullshit that a company i have no business or...
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    Debt to Summons

    What is the name of your state? NH I was served a summons in a civil action on a 2+ year old debt. Call me a deadbeat (that is fine), but I am looking for advise. Per NH SOL RSA 508:4, the debt goes "dead" on 09/28/2022. I have never heard of this company and the debt has been sold / bought...
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    Student Loan & Wage Garnishment

    What is the name of your state? NH I was a part of the DeVry College finance and false marketing claim from 2008. I am still trying to navigate FTC.gov website on how to file for that. However my bigger issue / question is with a student loan and threat of wage garnishment. The last payments...
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    Payday Lender & Letter of Indemnity - $750 taken w/o authorization

    What is the name of your state (only U.S. law)? NH Here are the facts: I took out 2 payday loans with a company called DS Lending. One loan was $350, then second was $400. They then attempted to collected additional fees and a higher interest rate than originally agreed to, so I blocked them...
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    2nd Mortgage Government %

    What is the name of your state (only U.S. law)? NH Good Evening, So I know that your 1st Mortgage cannot be over 31% of your Gross Income as a part of the HAMP Government. What is the rule on 2nd Mortgages? I have a 1st Mortgage and I'm working on a Trial Modification to adjust my loan. I have a...
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    2nd Mortgage and bankruptcy

    What is the name of your state (only U.S. law)? NH I am close to filing bankruptcy. Is it true that if you have a 2nd mortgage and the house value is less than the value to support the 2nd mortgage, it is then a unsecure debit and then can be included in the bankruptcy? If yes, than bankruptcy...
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    Corporate Card & 3rd Party Collection

    What is the name of your state (only U.S. law)? NH 2 years ago I was terminated from a MA company for using a Amex Corp card for personal expenses. Per Amex, I could use the card for personal expenses. Unfortunately I got to far behind on payments and then Amex engaged with my company. My...
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    Bankruptcy - what can you keep

    What is the name of your state (only U.S. law)? NH OK, for those of you that search posts you'll clearly see I am out of work and have debit issue - absolutely. I am pending a return call from a lawyer, however I'm interested in info on bankruptcy. Basically I need to know if I can keep my...
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    Toyota Keeps Breaking Cease & Desist

    What is the name of your state (only U.S. law)? NH I have a loan with Toyota Financial. I have a Cease and Desist on file (twice) send by certified mail. This cease adn desist is on all numbers, except for one number where I am willing to talk to them. Customer service has confirmed the cease...
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    I'm Guilty - but want opinions

    What is the name of your state (only U.S. law)? MA I broke a company policy by using a company corporate card for personal use. However, I have been paying it back (but there is a balance) - I did not hide the fact that I have been using and/or used the card. I have a meeting with HR tomorrow...
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    Letter From Cavalry Portfolio Services

    What is the name of your state? NH OK - I did my homework and this is what I can tell you as facts: Back in 97/98 I had an MBNA account that fell behind. In or around 2001 or 2002, MBNA stopped worked with me - no letters, no bills, etc. About that time Bank of America aquired them (I'm...
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    MA SOL on misdiagnosis?

    What is the name of your state? MA/NH If I was misdiagnosised 7+ years ago in MA, but still have medical expenses due to this misdaignosis - I'm pretty much "SOL" as the SOL has long passed, huh???

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