Recent content by Eccentrica_Gallumbits

Thank you. That makes sense. And the risk he would take if he DID sell his interest is that the clause would be triggered, the house foreclosed on, and his credit ruined along with mine, because he'd still be on the mortgage. He can't force me to refinance in my name only, right? So, that would...

Thank you. Right now we're in a holding pattern. I'm feeling like there's little incentive for me to act right now. I don't think he'd file a partition lawsuit in which we would both probably end up with nothing. Ok one more question because I see conflicting info. As joint tenants, can he or...

For one, he thinks the selling costs are minor and don't need to be included. And every time we talk, he seems to come up with something different. He legit floated that scenario about us paying off the house and extending a loan to me, and the next time we talked got mad at me about it.

I'm REALLY trying to get legal help with this but getting the run-around. Family lawyers tell me it's a real estate law issue. They tell me it's a family law issue or that a realtor should be able to help me. They refer me to a real estate lawyer. Any advice? The latest is that we let the...

Weird! First time, it did that. Then when playing with the numbers (number of months, percentage, etc.) it insisted on a balloon payment from there on out.

That's my ex husband, the father of my kids, who is the trustafarian with a wealthy mom. He's vindictive. This guy isn't, plus the money he's dealing with is his own. He'd likely avoid a pricey legal battle if at all possible. On the calculator, I think I was playing with something like...

Thank you. That's so much better. I really don't know where he got that I would owe him 350k after paying for 64% of the house. One silver lining to NOT being married appears to be that the courts can't easily force a sale if we can't agree, like they could during a divorce. Apparently, he'd...

That totally makes sense and I've moved past that idea. Thank you for your thoughtful reply. I've posted a new scenario and question, if you have the time. Mahalo! (ETA: I would also always double check on any ideas presented here before proceeding with anything.)

Hello, omnipresent needy person here For anyone who wants to take it. It’s basically just a math problem. I would have to have to retain a lawyer for this at this point. My ex and I spoke, and he came up with a really interesting idea. It goes like this: To avoid the current mortgage rates...

Thank you so much for hanging in there, and for all your help and suggestions.

Thank you for that information about Hawaii. I had not found that. So, if I’m reading this correctly They would have to let us do this (we are in good standing, have missed no payments)…BUT they could jack up the interest rate 4% AND require full payment within 3 years. Funny, I actually was...

Ha! What do you know. I didn't think my county was with-it enough, but I was able to access online. I typed it out. Here's what it says: Section 18. Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, "Interest in the Property" means any legal or...

He has it, I'm sure. But he's got some stuff boxed up and is moving, so rather than ask him I thought it would be straightforward to get it from the mortgage company. I'll ask him.

Thanks. I asked my mortgage holder (Rocket, was originally with Quicken) for my mortgage agreement and they were surprised it wasn't on my accounts page. A few days later they sent me a very short and sweet document with no clauses at all. So I'm thinking that's not the entirety of my agreement...

Can I ask another question about what you described, with me making payments directly to him, and doing a quitclaim on the deed? I had asked this in the Real Estate Law forum because I thought it maybe fit better there, but was told it's favorable to keep it all in one place. He and I talked...