Recent content by flora maestas

What is the name of your state? New Mexico I have acquired alot of information through this website , specifically regarding a credit card which has gone unpaid since I got divorced and lost my job 5 years ago. The SOL for my state is 4 years so I sent the creditor and all the subsequent...

What is the name of your state? NM It is my understanding that a spouse is not entitled to SS Benefits unless they have been married for 10 years. If this is so, what happens in the case of multiple marriages? For example, my current husband and I have been married for 7 years. He and and...

What is the name of your state? NM I always thought that annulment was related to religion, basically, a way for one's church to condone the breakup of a marriage without actually doing so. What is the difference between annulment and divorce? What is the annulment procedure? Can anyone get...

What is the name of your state? nm My nephew recently got married. After doing so, his new wife told him that her ex-husband had stopped making payments on a mobile home they had owned together and somehow convinced him to pick up the payments so her credit would not be ruined. The home is...

What is the name of your state? NM I recently sold some property on a real estate contract and found out that my buyer has liens filed against her. Someone has now advised me that if she were to default on this contract, although I would get my property back, her liens would stay against it...

What is the name of your state? NM I lost my job in December, 2000 and was able to pay off all except one of my credit cards with my retirement fund that I cashed out at that time. Anyway, I have since learned about the SOL and other useful information from this website. This particular...

What is the name of your state? New Mexico About 8 years ago, my husband (to whom I was not married at the time) had a large judgment granted against him. Due to a failure on his part to maintain written records of all business transactions, his business partner was able to sue him and win the...

What is the name of your state? NM In the last few years, I have bought several properties in my name only and my husband has signed a sole and separate agreement. Because he has a judgment against him, I was advised that this sole and separate agreement would enable me to purchase and resell...

What is the name of your state? New Mexico About a year ago, I sold some property on a real estate contract. The buyer makes his payments through the escrow company and they are disbursed to the bank which still holds my mortgage. Just recently, the buyer was arrested on very serious drug...

What is the name of your state? New Mexico The house where my husband and I live is mortgaged under his name only. Initially, he purchased it before we were married and then, just recently, he refinanced it. We thought it better to refinance under his name since the original mortgage was his...

What is the name of your state? New Mexico My husband and I have decided to do our own will, at least for the timebeing, and I have found several sites online where various forms can be downloaded. My husband and I both have children from a previous marriage, all of whom are adults. While...

What is the name of your state? New Mexico My stepson recently requested a copy of his daughter's birth certificate so that she could get her driver's license. He and the mother are divorced. He just received a letter from the Bureau of Vital Records stating that they could not provide him...

What is the name of your state? nm I just wanted some clarification on CC debt in a community property state. A little over six years ago, I received a phone call at work from AmEx. They were trying to collect past due charges on my husband's AmEx card. I told the "rude" man that my husband...

What is the name of your state? NM I have been reading alot of threads regarding bank account freezing after a CC company has obtained a judgment. Am I missing something? Once a person receives a summons, why would they leave funds in the bank that could conceivably be frozen once they either...

What is the name of your state? NM I purchased a small house in 1997 as an investment and sold it on a real estate contract. In 2000, I was laid off from my job and, in 2004, the purchasers defaulted on the contract, leaving me to pay the underlying mortgage. I made a couple of payments but...