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    Home Equity line of credit AND refi loan...

    Thank you... [Many thanks! I sure won't be doing that!!!!!!!!!!!!!! QUOTE=nextwife]Failing to disclose the first loan at the second loan closing is FRAUD. It totally skews the LTV ratios that they are underwriting the loan by. Additionally, if they are writing this as a first mortgage and...
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    Home Equity line of credit AND refi loan...

    What is the name of your state?What is the name of your state? California Ok...I'm in the process of doing something and I want to make sure I don't get 6 to 10 in the pen for it :eek: What I'm doing sure makes sense to me, but maybe I'm not thinking of something and I'd be most grateful...

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