Recent content by grioghair

I live in Indiana I am looking for the right section to post about gaining legal guardianship of an autistic adult in Indiana. Is this the right section? Thanks, Steve

I live in Indiana. I have an expired Credit Card debt from the UK. I defaulted four years ago, and was never in a position to resume payments. I wrote to the CEO of the bank two years back, and they decided not to pursue me anymore. I had a letter to that effect. They apoligised for any undue...

Indiana My State is really irrelevent. I am looking for a reputable prepaid card that I can use to establish a credit record. One that is fairly reasonable to set up, and also honest. I want to be able to load a flexable amount on it each week. Thanks, Steve

I live in Indiana. I am employed by Kroger, and I am insured by the UFCW. I have just discovered that my health plan does not cover annual physical checkups. I guess this comes under the umbrella of "not medically necessary". I am now 50, and these checkups are becoming necessary. Is there any...

What is the criterion for receiving free credit reports? (I believe this is different from receiving a free credit score.) I am looking at this optimistically now - at least I will not be getting interest charged every month anymore. How do I go about obtaining a free credit report...and can I...

* As mentioned above, Indiana* The way I am looking at this now, it appears that once the debt was transferred over here, so was the credit report. So I am assuming that I now have a bad credit rating in both the US and the UK - when the debt only came via the UK. Until they decided to take...

I do have a social security number - but how they got access to it (if they have) is a mystery to me. I want my wife kept out of this completely - the contract was just signed in my name...years before I met her. The loan letter was inaccurate - they said I have a debt of at least $15,000...

Thanks for your reply, Ladynred. I answered the lawyer, as you know - but today I received a letter from a loan company in VA - which, I believe, is Virginia. There are offering me the option - good for only one time, they said - of taking out a loan on my house of $23,000. I am ignoring it...as...

*I live in Indiana* This has, indeed, gone to the US now. I received a letter from a law firm called Bluestone Law, based in Washington, last night. They are asking for a check in US dollars, or a reason, if I cannot meet the payments. Well...I cannot meet the payments, and I have written...

*I am living in Indiana* I moved to Indiana six years ago, and was married to a United States citizen. My health was bad at the time due to a long term illness...and I didn't start work until April of this year. In the interim period I built up a credit card debt in England of £5000. I am...

*I am living in the state of Indiana* I have a credit card debt originating from the UK of several thousand pounds. I have fallen behind with the payments due to our current financial situation. I am working, but it is only a low-income job. One month back the collection officer wrote to me and...

Can you explain this "community property state" a little more? I also have a scenario for you: I came to America six years back and married my US wife. Her ex-husband had run up a rather large phone bill several years previously of several thousand dollars...and they declared bankruptcy. My wife...

*I am from Indiana* I am filing for permanent residency through Indianapolis at the present time - a process that is near to being completed. I have never owned a credit card in this country, and I was wondering what the law was in Indiana concerning liability on credit cards payments. Is it...

*I am living in Indiana* I have a question on the tax laws in Indiana regarding gifts - which needs a little explaining: My wife's ex-husband recently lost his job and is currently applying to cash in his 401K - and sum of around $12,000. He wants to donate it as a gift to my wife. The...

*Processed in Indianapolis* When I applied for my EAD last October, I just walked in and received it the same day. I am pretty sure that they are still issuing work permits in the same way, otherwise they would not have advised me to apply for one that close to the expiry of my current one. Of...