Recent content by hoylep

Thank you!!!!

What do you mean by that? Is this person not knowledgeable? Also, I posted on the Bankruptcy one like you suggested. I have only received one response from a "ladynred" who states she is not a bankruptcy lawyer but it does show she is a senior member - is that like you are? Is that the only...

So we can just move out and tell them to take the house and nothing can be done other than them reporting a foreclosure?

So where do I get your email address? Thanks

I'm pretty sure I did. Again, thanks.

What is the name of your state? OH We filed bankruptcy which was discharged in Jan 2002. We were behind on our house payments but came to an agreement with the mortgage company & have been making payments since then. Now, we are behind again and whenever I call the mortgage company they say "We...

Thank you seniorjudge.

I'm new at this. I don't have a browse button at the bottom of the new post screen. How do I post a link to this thread?

Thank you murphylawfamily, you have been some help. Sorry to hear you have had to deal with almost the same issues. Best of luck.

OH I mean, since I have been paying all this time and they are not reporting it to the credit bureaus, then it has been as if we are paying rent. I guess I am totally confused. I thought we had reaffirmed the house with the bankruptcy, but I guess that is not the case, correct? I can't even...

OH I guess I still don't understand. Are we living here like we are paying rent? I have been making payments but they are not reporting it to my credit. If we move out are we still responsible for the mortgage?

OH So, even though the debt was discharged, if they foreclose it would still go on our credit, is that correct? If we would do a short sale does that go on our credit?

What is the name of your state? OH We filed bankruptcy which was discharged in Jan 2002. We were behind on our house payments but came to an agreement with the mortgage company & have been making payments since then. Now, we are behind again and whenever I call the mortgage company they say "We...