Recent content by ID Victim

What is the name of your state (only U.S. law)? AZ This is a set of people from various states in India who came to work at a resort in AZ and quickly banded together. However for some reason, in a pre-meditated way the group beat up one of their own brutally, and gang raped him in between...

What is the name of your state (only U.S. law)? AZ (but will operate nationally). Hello, I am trying to start a small business (one man shop right now) operating from home. I would like to incorporate my firm, rather than receive payments in my own name for the sake of protecting myself and my...

What is the name of your state? AZ Hello, I just went to annualcreditreport.com to run my free credit history. I chose Experian this time. But when I run the history, the website only shows what all accounts I have, but doesn't actually show my credit score. Their website constantly pushes me...

What is the name of your state?AZ, Hello, I have owned only one credit card for last several years, and I have been paying my bills on time, never late. Of late, I've been wondering if I should just close it altogether and use my debit card in stead - since I really don't need a credit card...

What is the name of your state? AZ ECHOSTAR/Dish Network ran my credit history! Is it legal? I ran my credit history, and saw that Echostar (related to Dish Network) has run my credit history. Now, my history is good, but should they be running my history in first place? I have a phone through...

What is the name of your state? AZ. Hello All, I was laid off from my work as a programmer a couple of weeks ago. But I'll find a work soon. But in the meanwhile, someone suggested that I use AZ Unemployment Insurance - a scheme which pays you something like 200$ a week. My question is, is...

What is the name of your state? AZ Hello all, I live in AZ, and when traveling in CA I was involved in a minor fender bender. It was my fault that I rear-ended someone. My car was rental. My insurance company will cover damage to my rental car, while the liability coverage I had bought from...

(My username is "ID Victim". I used it a couple of years ago seeking help. And thank to the community here I have managed to close that case without a lawyer or at any cost to me. But moving forward, I need some help. I don't know if I can change my username, so I am posting it under the old...

What is the name of your state? AZ Hi there, I have 4-5 bank accounts, and I have tried to educate my wife about their existence. But she is a sort of ignorant. Is there some one stop place where I can register my accounts, and which, if I happen to die, come to my wife and inform her that I...

What is the name of your state? AZ. My question is about ID Theft. Since we give, or have to give our personal information to tons of folks such as apartment people, employers, lenders and other, how best to protect yourseft from ID Theft? Is there a comprehensive article somewhere on the...

What is the name of your state? AZ Hi There, I was contacted by a collection agency sometime in May this year. I was told I had purchased a credit card, charged it certain high amount, and never paid. They had purchased the account from card issuer. Until then, I had run my credit reports once...

I am not so sure if this is the right forum to ask this question, but is it possible from within United States to open a bank account in a foreign country, especially in Europe?

What is the name of your state? : Arizona I have a general question about 'fraud alert'. I read recently that you can place a 'fraud alert' with credit bureaus so that no one can issue a credit card or loan under your name. While it is a good idea, does it hurt to have the red flag up in your...

Hi Veronica, I found similar debt validation letter that I think is more specific. Here's the link http://www.creditinfocenter.com/forms/sampleletter9.shtml Can you pls express your opinion about it? Also, what happens next? Assuming the collection agency sends me all the letters with (false)...

hi Veronica, thanks very much for the replies and for the link to letter. Much appriciated. Yes, I have checked all the 3 credit reports, 3-4 times in last 6 months. I will shortly mail the letter to the collection agency.