Recent content by Jan0004

Thank you for your reply (and for everyone that replied). This is quite disconcerting. So, a debt collector of a credit card debt that has passed the statute of limitations (5 years in FL -- in my case, 14+ years) can file at a court, CLAIM I was served and judgement can be issued in their...

Thank you so much for your kind and informed reply. Well, dang, I already spoke to the initial caller (the so called county dispatcher) and I called the toll free number to get the aforementioned details (spoke to a live rep that did say call was being recorded). I guess it happened already so i...

Thank you so much for your kind and informed reply. Well, dang, I already spoke to the initial caller (the so called county dispatcher) and I called the toll free number to get the aforementioned details (spoke to a live rep that did say call was being recorded). I guess it happened already so...

What is the name of your state? FLORIDA I'll try to be concise. I recently received a phone call from person that claimed to be County Dispatch attempting to schedule an appointment to serve a civil subpoena. He did know my name, DOB and last 4 of social. The case # he gave me was NOT a legal...

Wow, thank you SO MUCH for all that extremely valuable information... I never knew. This forum is GREAT -- such a high knowledge base. So, besides the obvious making copies of all paperwork, checks, how long should I hold on to the cashed-in-check money until I can feel safe and not liable? 15...

Thank your for your very thorough and informative answer. Yes, it is my understanding that the SOL for mortgages in Florida is 5 years; and it has been past 5 years since my foreclosure (6+ years plus longer if we considered the last payment/activity on the mortgage). But I also realize that I...

Thanks, Quincy... But wouldn't "cashing the check" at the bank (JP Morgan Chase) mean that they verified it on the spot and the onus would be on them (Chase) for cashing the check?

Thank you, LdiJ. I am concerned, especially since they dated the loan as 5/21/21 (it is NOT current/active, as far as I am concerned). Also, don't most of these settlements have a case no, civil judgement number, in the correspondence by the losing defendant? (which was another red flag for me)...

Thank you, adjusterjack... great advice about visiting a local JP Morgan Chase bank branch. I will make copies of everything and visit a local branch. I am concerned, especially since they dated the loan as 5/21/21 (it is NOT current/active, as far as I am concerned). Also, don't most of these...

Florida I received, in separate mailings, what looks like a real check (over $2000) from Nationstar Mortgage LLC d/b/a Mr. Cooper and a mailing with a letterhead from "Mr. Cooper - 8950 Cypress Waters Blvd., Coppell TX 75019. The letter reads [with my comments in brackets as commentary]...

What is the name of your state (only U.S. law)? FL I have a claim / lawsuit that is past arbitration and set for trial in mid February. I have been corresponding with the Plaintiff's attorney by email and they agreed to accept my offer to settle a $3500 debt/claim for $500. However, the...

What is the name of your state (only U.S. law)? FLORIDA I thought it would not happen, but apparently old foreclosures and creditors think I must have great potential or am about to hit the lottery. I have recently been served by a 2nd HELOC Mortgage creditor for $180,000, an HOA for $4,000...

What is the name of your state (only U.S. law)? FLORIDA In March 2015, my home was Foreclosed on and title bought by the originator, Fannie Mae. Through a combination of my misreading of the Florida Statues and poor advice, I assumed up to 12 months of HOA fees would be paid by the final buyer...

What is the name of your state (only U.S. law)? FLORIDA I have a sale date (foreclosure) coming this Nov 20th. But I have had a roommate, with a lease, for the past 4 months and their lease ends in 8 months. My roommate is basically paying for an entire fair market value for the property and...

What is the name of your state (only U.S. law)? FLORIDA I have a Foreclosure Sale Date scheduled for November 20. I have been getting conflicting information about HOW LONG I will actually have to remain in the home until I get that dreaded "24hrs Notice to vacate" letter/sticker. I heard...