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Why would they remove a lien which is not satisfied? If you don’t have a lien there it does not need to be satisfied. At closing the title search would find the lien if it was attached to your home.
Dugrmil,
Your story is very common. You can help stop this by levarging the internet's power. Make a rip off report.
A short sale request is where you offer to pay off your mortgage for less then the face value.
Your best bet will be to call your lenders and explain your situation. See if you can work out a forbearance agreement or a loan modification (sometimes they can roll your late fees into the mtg balance).
Explain to them your hardships. Also point out that it is in there best interest not...
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