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Recent content by KarlKarlKarl

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  1. K

    Home in foreclosure. Do I have to notify mortgage provider if

    That didn’t come out right huh? I meant my situation but I think you caught on. No offense intended! Thanks again.
  2. K

    Home in foreclosure. Do I have to notify mortgage provider if

    Hey Quincy. My wife and I will be compiling a list of questions for an attorney. I’m not sure when we can set up appt. I left something out of this discussion before and kind of don’t want to wait. My wife says I’m impatient. I tell her she’s wrong. Patience is a waste of time! Anyway, only my...
  3. K

    Home in foreclosure. Do I have to notify mortgage provider if

    Quincy I can’t thank you enough. You’re info has been invaluable. Thank you for your attentiveness. I will take you advice. This forum is awesome. I’ve been going around it and those contributing advice are truly providing a valuable free service at this time To so many people that are in so...
  4. K

    Home in foreclosure. Do I have to notify mortgage provider if

    Nuh-uh. You’re yanking my chain. Seriously that’s incredible information. Quincy I don’t know how to thank you enough. That very thing has been a huge question mark. And you’ve settled a slight marital spat. My wife has thought somewhat similar and I’ve told her to quit acting like a blonde...
  5. K

    Home in foreclosure. Do I have to notify mortgage provider if

    I didn’t realize I could sell it. Certainly an option but what I could get is below the balance, at least probably $50k. Short sale’s a good thought. They’ve never notified me that they were no longer pursuing foreclosure. They only radio silence broken was I received a notification from the...
  6. K

    Home in foreclosure. Do I have to notify mortgage provider if

    That’s longest I’ve heard of. I’m in a large circuit. Took years to get to trial both times, bank took forever to re-file, lost that and now they’ve done nothing. Once they do it’ll sit on his docket another year or more I’d bet. Crazy.
  7. K

    Home in foreclosure. Do I have to notify mortgage provider if

    Thanks Quincy. Fortunately our market came through all that. By 5-6 years ago those days are gone, the foreclosures are long sold. Homes are all renovated and either full with renters or buyers. The market (pre-covid) was excellent in our price range, more demand than supply. We bought in 2007...
  8. K

    Home in foreclosure. Do I have to notify mortgage provider if

    Good question. A lowball offer would be like $200,000. I don’t have anywhere near that kind of cash and i don’t think anyone will give me a loan.
  9. K

    Home in foreclosure. Do I have to notify mortgage provider if

    Thank you. Its sure puzzling. And scary to not have insurance yes. It actually goes to a bigger issue. The roof is shot to hell. I’m looking at 12k to replace. It needed it 5+ years ago and it won’t make it through another Florida summer. In order to get the insurance I have to get the roof. So...
  10. K

    Home in foreclosure. Do I have to notify mortgage provider if

    Yes it requires it. And I want to get it. I just don’t want to let them know. I want no contact with them whatsoever. Wherever my file is I don’t anybody snooping around and finding it. I imagine they’ll start an appeal if they do.
  11. K

    Home in foreclosure. Do I have to notify mortgage provider if

    Unfortunately I don’t have an attorney. The one i previously used is no longer in practice. Unfortunately I don’t have an attorney. The one i previously used is no longer in practice. The one I called was from a for a 15 minute free consult. Not to say I couldn’t call him again but I don’t want...
  12. K

    Home in foreclosure. Do I have to notify mortgage provider if

    Short answer: from throwing me out. Longer: The bank was suing for foreclosure. My attorney argued the bank had waited too long to bring foreclosure proceedings and judge ruled in our favor.
  13. K

    Home in foreclosure. Do I have to notify mortgage provider if

    Thank you. So much for trying to be succinct. :) Or too succinct!! That said it does give me opportunity to explain a little more. My house has been in foreclosure for 9 years. In negotiations with bank for 3, 1 year to get to court and get dismissal. 2 to go back to court and get summary...
  14. K

    Home in foreclosure. Do I have to notify mortgage provider if

    I gotta give that to u! That was great!

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