Recent content by keniz138

What is the name of your state (only U.S. law)? RI Hello, my father in law recently died in a hospital. He was destitute and my wife really did not have a relationship with him. He had a medicaid case in process that had been denied but had solid grounds for appeal. The hospital has...

What is the name of your state (only U.S. law)? RI Wife and I will have a newborn in 2009. We both work, me being the higher wage earner. Right now, we each claim "Married 0" and get a small refund at the end of the year. Once the baby is born (and we are both back to work), can we BOTH...

What is the name of your state? RI I am asking this because I am refinancing the 80% portion of my combo loan, taking an equity hit over the next few years in order to avoid an ARM fixed rate period ending in 3 years. I am taking a new 7 year ARM in it's place, makes the most sense for me (plan...

What is the name of your state? RI Currently refinancing a $300K loan. Bank document says "Coverage must be for at least the amount of your loan (or the replacement value of the improvement, where restricted by local laws). Your loan amount is $300,000. What does this mean? My current policy...

What is the name of your state? RI My company wishes to hire a consultant from Italy to come work in the U.S. for a period of 7 days. Is a work visa required or is she exempt because the time frame is under 9 days? What if we were not paying her a wage, but simply reimbursing her expenses?

What is the name of your state? Rhode Island Hi all, I am really on the fence here. Currently have 2 loans: 1. $260K 30 year 7/1 ARM that I owe $246K on, 5.5 rate, fixed rate ends in 3 years 2. $65K 15 year loan that I owe $64K on, 6% fixed rate, balloon pmt at 15 year mark Off the cuff, my...

What is the name of your state? Rhode Island Hello, my company is a small government funded R&D firm which is privately held by management stockholders and an ESOP plan in which all employees participate. Recently, there has been some discussion of majority shareholders selling their interests...

What is the name of your state? Rhode Island Hello, my company is a 35 employee government contractor specializing in underwater sound analysis & testing and reporting on environmental impact. Many of the company's operations take employees on small vessels in waters off of Japan, Hawaii, Guam...

What is the name of your state? RI Recently had an assessment from town and value of home came in at 327,000. We paid 322,500 for it 2 years ago. We refinanced this year and value was $335,000. Would it be worth it to fight for a lower assessed value and what types of thing could I use as...

What is the name of your state? RI In recent 5 inch rain storm, got water in my basement, ruining carpet, etc... Called ins. co and they said that rain water runoff was NOT covered in my policy. I called my agent and she said that not even flood insurance would have covered this and it is in...

What is the name of your state? Rhode Island Not sure if this is right section, but seemed most relevent... My dad passed away a few years ago and my mom has slowly been clearing up their outstanding debt. One that has been particularly difficult is roughly $40,000 from a credit card company...

What is the name of your state? Rhode Island From what I understand, all types of home loan interest are deductible, correct? I ask b/c I am switching from a HELOC (which was deductible) to a 30/15 Home Equity Loan. Assuming interest on that will be deductible as well. Thanks

What is the name of your state? N/A Does anyone here know about intellectual property flowdown clauses as they relate to subcontractors under SBIR and STTR programs?

haha..well, the OP is back, wow, what a thread this turned into! lol anyway, the groundwater in my basement was real, the tree issue simply stems from the brain of a now hyper-sensitive homeowner! Whatabout this? What about that? hahaha there is no tree decay, i was just curious, that's all...

Indeed, this is treue, its not covered. Im wondering if its POSSIBLE to get this kind of coverage?