Recent content by klhofbauer

What is the name of your state (only U.S. law)? Arizona, Community Property State. Complicated mess. (I'll attempt to stick to facts, I have a tendency for tangents and getting sappy) 1. Own 1 house in Phoenix. Youngest son lives there + 2 renters. --->Mortgage held by BofA as FHA...

What is the name of your state? Arizona Property: Glendale, AZ (Maricopa County) Currently we live in Tucson, AZ (Pima County) 1. 19 yr. old son lives in our house in Glendale AZ. He has 2 roommates - he is buying the house from us, we are all on the deed now. Roommate #1 invited...

What is the name of your state? AZ Okay, so I know I have stupid stamped on my forehead - believe me, I've already beat myself up over being so absolutely DUMB over this. First, understand Ron K from Ron's Tree Service, has done our tree trimming for over 18 months - we had absolutely NO...

Chien, D.G. or DC, possible to remove a judgment? *UPDATE* What is the name of your state? Arizona Chien, I noticed that you had posted this on another question: My situation: I have a Stipulated Judgment from an Attorney for Citibank. I've never denied it, and have 1 more month to have...

What is the name of your state?What is the name of your state? AZ Howdy! Okay, I have a judgment against me from 2004, that I'm paying on, and have been since it was rendered. I also speak with the attorney every month, and get regular statements. I've been paying more than the agreed upon...

What is the name of your state? Arizona https://forum.freeadvice.com/showpost.php?p=671620&postcount=17 Anyway... I'm almost done with the payment agreement, actually it will be paid off 6 months early! We signed the Stipulated Agreement, and in it, it says (sorry, don't have paperwork...

What is the name of your state? Arizona I've been reading the threads from the "online scams" section, about the OP's with the 50K and the other with the 3,800 fake cashier's checks. What I don't understand, is why banks don't hold these types of checks - particularly with all of the scams...

What is the name of your state? Arizona *** There are no liens, garnishments, judgments - nothing on our "records", this is a teller error plain & simple. Friday 7/08 DH goes to branch of BofA, deposits his paycheck. Amount of 768.77 - it's salaried, same amount every week. Same branch he...

What is the name of your state? Arizona On April 30th, I sent a CMRRR to Merchants Credit Guide Co for a 10+ yr. old debt they were trying to collect on my DH. It was a C&D/SOL advisement letter along with the statutes for AZ & FL (where we resided when the debt defaulted in 93) Anyway... to...

What is the name of your state? Arizona Okay... DH received a collection notice from Merchants Credit Guide Company - a CA/JDB as we all know who loves to send notices for 10+ year old debts. Their letter was dated 4/8/05. I received it on 4/20/05 (yeah, 12 days from Illinois to Arizona...

State: Arizona I've been doing some research on Merchants Credit Guide Co., and they are a very, very bottom pond-feeding scum, sucking JDB. There are many credit repair forums out there, and Merchants has recently been sending a slew of notices out, trying to collect on 10+ year old debts...

Now, that wasn't nice - name calling? Why not ask me where I got my information and replied to the OP? I've lurked on CreditBoards, CreditInfoCenter, AofC - and a couple of other credit repair forums for almost a year now. Any time anyone asked this same question that the OP asked, when...

Absolutely NOT! Never sign any letters to CA's. Period. There have been many, many instances where CA's will transpose your signature onto other paperwork - and use it against you. ONLY sign what you legally need to sign. PS: I'm in AZ too! Nice weather today down here... overcast, at...

What is the name of your state? Arizona Yesterday, received a "letter" from Merchants Credit Guide Co. Oh joy... what idjits! They are attempting to collect on a 13 yr. old credit card that my husband had, and it went CO BEFORE DH & I got married in 1994! That said, I really want to play...

Hi BelizeBreeze, thank you for responding so quickly. My understanding is "yes" that both names are on the deed to house/property. I do not know if they are "joint tenants" or "tenants-in-common" or how it is written up. BUT, I can find out with just a phone call, maybe won't know today...