Recent content by lmelville

What is the name of your state (only U.S. law)? Pennsylvania My mother-in-law has dementia and is unable to care for herself. My husband's one sister has lived with her for years and now takes care of her. Both my husband, this particular sister and another sibling have Power-of-Attorney...

Doesn't matter how many of us post on here how easy and simple the meetings go, no one ever get any sleep the night before and are a jumble of nerves during the meeting. Then you leave and realize - everyone on the site was right. :rolleyes:

creditboards.com Go to www.creditboards.com There is a huge amount of information there from other people just like you!!! :)

In PA you can use the Federal Exemptions instead of the State Exemptions (most file federal as the State exemptions are much lower). Federal are as follows: $16,150 in equity which serves as a residence $2,575 on a motor vehicle $425 in each of any number of household furnishings or other...

Try www.bankruptcyinformation.com/PA for information in your State.

Try www.bankruptcyinformation.com/KY for information on your state laws. Also, check for a Legal Aid office in your area. They may be able to help.

Gee.... :rolleyes: Didn't mean to start an argument. Just was relieved to have the debt behind me and have the chance to start over. A failed business forced us into bankruptcy...what cc debt there was, was basically groceries and regular bills (electric, water, phone, etc...). We tried...

What is the name of your state? PA :D Got home today and the discharge papers were in the mailbox!!! Thanks so much for all your help and advice. I'll probably need more now.

Having just filed bankruptcy in PA.... I'll give it to you from the little pamphlet from the attorney's office: Does My Spouse Have To File? There is no requirement that a husband and wife file bankruptcy together, althouth one advantage to filing together is that the amounts of the exemptions...

Filed for bankruptcy in May '04, had creditor's meeting on 08/27/04...discharge won't occur until 10/27/04 or after. At what point can I open up a savings account? Now that I finally have a little "extra", I'd like to put it in a savings account. :)

What is the name of your state? PA

Whew....glad that's over with.... Just got finished with the 341 Meeting about an hour ago. Y'all were right-was nothing to worry over. The trustee was extremely nice and :D didn't ask a whole lot of questions. Basically he checked our i.d.'s and followed the paperwork as our attorney read...

Thanks Thanks for the help. Since my bankruptcy isn't a fraud and I have all the paperwork to back it up if needed....I feel alot better now and not as nervous. Thanks for answering.

What is the name of your state? PA Well our meeting of creditors is sceduled for August 27th. Letter says only to bring 2 forms of I.D. Is there anything else I should take along that they may ask for? Also- what should I expect? How long do these things normally take? I'm very nervous....

Thanks for info. Thanks for the information. Started the process with IRA today. Should I report this to my lawyer? I just don't want to have to refile paperwork and start the process all over again due to this change. The wait now has been very stressful.