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Recent content by luckynucky

Accident - Bankruptcy - Criminal Law / DUI - Business - Consumer - Employment - Family - Immigration - Real Estate - Tax - Traffic - Wills   Please click a topic or scroll down for more.

  1. L

    need help in writing an offer letter

    What is the name of your state?tx I included my vehicle loan on my ch7 and I did not reaffirm the loan. The case has been discharged. I need to send an offer letter to the company to either let me redeem the vehicle at its current market value OR increase the number of payments from current 24...
  2. L

    urgent! lender sold my auto loan account to another party

    What is the name of your state?tx My car was included on ch7 and it was discharged few months back. I have just received a notice from the original lender that they have sold my account to some other finance company. Do I need to worry about it? I did not re-affirm the loan and currently I am...
  3. L

    need help in negotiating to redeem the vehicle

    What is the name of your state?tx My auto loan was discharged in ch7 few months back and I did not reaffirm the loan. I have stopped paying monthly installments since last couple months. I want to redeem the vechicle at its current market value. What value should I consider when negotiating with...
  4. L

    can I apply for my 17 yr old sister with my mom?

    If its not very complicated process, I would like to handle it myself, otherwise definitely with the help of a imm lawer. Dose INS have information about this type of case on their website? Also she is my step sister, that being the case will she still be able to get visa on humanitarian basis?
  5. L

    can I apply for my 17 yr old sister with my mom?

    If its not very complicated process, I would like to handle it myself, otherwise definitely with the help of a imm lawer. Dose INS have information about this type of case on their website? Thanks
  6. L

    can I apply for my 17 yr old sister with my mom?

    Thanks Lana. What are the criteria for the humanitarian parole and how to initiate that process? My all sisters and brothers are married except that sister. Therfore, I am trying to bring her with mom here. Thanks.
  7. L

    can I apply for my 17 yr old sister with my mom?

    What is the name of your state?tx I am a US citizen and I have applied for my mother (I-130). Her case is in process and I want to know if I can also apply for my sister at the same time so she can also come with my mom. Is that possible? If not, what would be the best and fastest way to bring...
  8. L

    did not re-affirm vehcile loan, can I turn it over with minor body dents?

    What is the name of your state?tx I did not re-affirm the loan on my car and that car was included in ch7. My case has been discharged. I have few minor dents on my car and I am worried if I turn it over as it is, I might be held responsible for repair costs of those dents. Is that true or I am...
  9. L

    ch7 discharged two months ago, can I buy a home?

    Would really appreciate if someone can shade more light on my questions. What rate should I expect? Any good lender that can offer a good rate? Can I co-sign someone? Will my credit be pulled if I co-sign someone? Thanks,
  10. L

    ch7 discharged two months ago, can I buy a home?

    What is the name of your state?tx I am in the market for a home. My ch7 was discharged few months back. What rate should I expect and is there any special program for bk filers from Governement or private institutions? thanks.
  11. L

    2nd party insurance company not responding

    What is the name of your state?tx. I had an accident and have filed a claim with second party's insurance company. I don't know if this is normal or the insurance company trying to evade. Its been two weeks and they have not contacted me. I have called them several times and always getting...
  12. L

    "No Credit Check' auto advertisements, is it true?

    What is the name of your state?tx I am in the market for a used car. I have ch7 on my file. I am seeing lot of ads from different dealers promising 'No Credit' checks. Is this really true? Do they really don't check the credit? any ideas? what is the best way to get the vehicle financed at low rate?
  13. L

    need to know the process of filing a claim

    Really appreciate your response. Since this is the first time I will be filing the claim that's why I am trying to get more information to maximize my benefits that law allows me.
  14. L

    need to know the process of filing a claim

    What is the name of your state?tx I was hit by a vehicle from behind and my rear bumper needs to be replaced. The person has given me his insurance and now I need to know how to start the filing process and where to get the correct estimate on cost of replacement. I called my insurance company...
  15. L

    ch7 discharged, behind on car payment

    Yes, this is the only payment I am late. I am afraid if I call the bank for an extension, they might instead call the repo guy immediately. :o

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