Recent content by mack14

What is the name of your state? IN Gota a bit of a mess that needs to be cleared up: My ex-wife filed for a support modification on one child that was involved in our otiginal divorce, and then paternitiy establishment for a child we had out of wedlock after our divorce (no question about it...

What is the name of your state? IN I have two children by the same mother, one was born while we were married, the other out of wedlock while we were divroced but in a relationship. She moved out and bought another house 6 months ago. We split our finances, had a verbal agreement as far as who...

What is the name of your state?IN Had the 341 meeting the first of April, no asset case, just got this in the mail today. Order in no asset case. In reliance upon the trustees report of No Distribution, the court finds that the property of the estate, if any, should be abandoned and that...

What is the name of your state? IN I sold a car for a friend on ebay (didn't put those words in the add) The buyer hit the "buy it now" button and after we got into contact, I told him I didn't own the car, I was selling it for a friend and he could talk to him directly if he wanted to. He...

What is the name of your state? IN I had my 341 meeting in April and reafirmed my 1st mortage, and my car. I had recieved letters frome both the 1st mortage lender and the bank that finances the car. Signed them and sent them back to the lawyer for filing. I also have a second mortage on...

What is the name of your state? IN I keep getting different numbers. I had the 341 meeting the first week of April. It was a no-asset case, and all the creditors were major cc companies, so I doubt any contested it. There were no odd charges, or cash advances or anything out of the ordinary...

IN No, the trustee never asked to look at any reciepts, titles or anything. I was just told at the initial meeting with the lawyer to keep records. I think it was because of a tax return I had received and it was spent on catching up the house and car and then groceries.

What is the name of your state? IN I just had my 341 meeting and things went well. I reafirmed (spell check) the house and car and I am able to pay those on time. I was declared a no asset case. Basically I shook the lawyers hand right after the meeting and he was off to another client...

What is the name of your state? IN I filed chapter 7 afew weeks ago and have my 341 next month. I have provided my lawyer all my tax info, pay stubs,income etc, all the standard stuff on the petitions, including appraisals. The lawyer said it was a no asset case, we have three vehicles, a loan...

What is the name of your state? IN I have an appointment Friday to file chapter 7. I have received my petitions from the lawyer, made all the corections and got a fair market analysis on my house (which I plan to keep) In IN you are allowed a 7500$ exemption for houses. I owe 72,000 and the...

Freezing checking account How long would it take for them, or I guess my question is, when can thery freeze the account and take the money out? Like I said I just told them today. I can open a new account with another bank, but I just thought the trustee would think it was kinda funny to do...

What is the name of your state? IN Is it possible for a bank to freeze a checking account? I read something in a post below. I have a credit card with First USA visa that has since changed it's name/ownership to Bank One. I have my checking account and second mortage with Bank one, as it is...

What is the name of your state? Indiana I am new to this, and reading different posts, it seems as though pepole are generally woried about the trustee taking money or assets AFTER a discharge. I was under the impression that once your debts are discharged (chapter 7) than thats it. You start...

What is the name of your state? Indiana I have retained a lawyer and filled out all the intial paperwork and have recieved my pettions in the mail and I am just now making all the corections and getting a market price on my house (which I plan to keep) before making an apointment to officialy...

Reafirm Well in Indiana we are allowed 7,500$ in equity. The original loan is around 42000 and the second is 30000. In this market the house is worth about 75000. So I think we are OK there. I just didn't know what reafirm really meant is why I asked. I just didn't want to get into a...