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Recent content by maurand

Accident - Bankruptcy - Criminal Law / DUI - Business - Consumer - Employment - Family - Immigration - Real Estate - Tax - Traffic - Wills   Please click a topic or scroll down for more.

  1. M

    BK & auto loans

    Hi folks, Here's my situation: I filed Chapter 7 BK in 1996 and was forced to file again in 2004. Both have been discharged. On my credit report one of the CC accounts that was included in my recent BK is still showing a balance and both BKs are still on the report. I tried to get a car loan to...
  2. M

    Discharged today!

    What is the name of your state?What is the name of your state? WY My discharge came through today and now, according to PACER, my status is "Awaiting Closing". What's that mean? Am I done? Can I go on with the rest of my life? Any thoughts from anyone on rebuilding my credit? Thanks.
  3. M

    Discharge vs Termination

    What is the name of your state?What is the name of your state? WY After a discharge is granted there seems to be a waiting period before the case is "terminated". Why the waiting period and what happens during it?
  4. M

    Living Trust

    What is the name of your state? WY Hi, I'm new to this board so please excuse me if I ask questions that have been long since answered. My wife and I are considering developing a living trust. Are the do-it-yourself kits sufficient or should we go with a lawyer? We don't have a great deal of...
  5. M

    Time frames after 341

    What is the name of your state?What is the name of your state?What is the name of your state? WY My 341 was on 4.6.05. As I understand it, the Trustees have 30 days from that date to object to anything in my filing or request an extension to do so. After that, creditors have 30 more days to...
  6. M

    Questions right after 341

    to mitgr5200@yahoo: a pretty ignorant response. You want "stealing" ? How about credit card company's deceptive lending practices, outrageous interest rates, tricky billing scams and predatory solicitation? My case hasn't even been discharged yet and I'm already receiving solicitations from...
  7. M

    Questions right after 341

    Prior to my 341, the Trustee sent me a letter asking that I have all sorts of documentation ready for him at the meeting(bank statements, tax returns, vehicle titles, etc...) and never once asked to look at them at the meeting. He didn't even ask me to turn them in to him after the meeting...
  8. M

    341 Today

    What is the name of your state?What is the name of your state? WY Well, I had my 341 meeting this morning. The meeting before mine was very complicated and nasty and must have gone on for over 45 minutes! By the time the trustee got to me he was speaking so fast I could hardly keep up with what...
  9. M

    341 & Trustee

    What is the name of your state? WY I'm almost ready to file Chapter 7 and had a question about the 341 meeting and the role of the Trustee. Will I need to supply bank account statements, credit reports, title searchs, things like that to verify the information on my petition? Does the trustee...
  10. M

    Debt Settlement

    What is the name of your state? Wyoming Hello. I'm new to this site and I'm here because I'm nervous about my debt situation. I have(had) four credit card accounts that I could no longer keep up with due to medical/dental expenses. I enrolled in a debt settlement program with a company called...

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