Recent content by murphylawfamily

Thanks. I don't know how I could be so stupid, should have read the exhaustive answers. Sorry to bother you.

Paid by western union only for almost 4 years I will call them for a transaction printout. I hope that is enough. But what I am most curious about is the payoff. Why after 5 years it is 6000 more than what we financed for? I am going to request a detailed summery of transactions since they...

What is the name of your state? Ohio Basic- In 5/2001 we went into foreclosure we came out of it and became current 1/03. We filed BK 7 in 5/03 dicharged 8/03. During this time we were current and have stayed current til 8/04 when they refused to take payment after alot of work we were supposed...

They are not allowed to or supposed to report because it is considered continued collection activity. Even though you don't owe for the mortgage if you just get up and leave the only way they can get the house back in Ohio is through the judicial process this is what would go on your CR in the...

I spoke with mortgage co yesterday they said they would prefer us to do a short sale. My BIL is a real estate broker/agent and they said that he could sell. We will put on market maybe next week, we would like to be out before end of summer. They will take payments(to stop foreclosure) until...

Yes, but look at my post. You can walk away but they will go through the foreclosure to get your deed and it will go on your CR for another 7 years from filing (I beleive). That is why we just went to see attorney but we just talked to our mortgage co. The attorney wanted us to do a deed in...

It is only worth about $90-95k and the attorney thinks mortgage company would not want us doing that and may start foreclosure anyways. The last statement I did get says we owe $101. I did ask him about a short sale and he just dismissed it out of hand.

What is the name of your state? Ohio We filed BK in 03 our house was not reaffirmed. We were not told that this was so or what it meant until last month. We were current going into BK, have received no statements since 5/03. In 5/04 the mortgage refused to take payment, I did not know why at...

I am going through the same thing right now except our BK was in 03. I just went to a Real Estate attorney yesterday. Our 2 options because we want out of the house as well are: let the house go into foreclosure which will show on your report not on the day of BK but from what I gather on the...

What is the name of your state?Ohio In Oct. 2003 our BK was discharged. We did not reaffirm our mortgage but have kept on paying. In June 2004 they stopped taking our payments and after making a number of calls finally to took our payments by Western Union. They told us they could get us a...