Recent content by neanderthal

That is the very definition of wrong If I was comparing the merits of a state farm auto policy vs esurance auto policy, that would be a comparison.

Thank you for a more nuanced thought there.

No, I am not trying to compare them. I am applying the logic that justifies the insurance premium discount to a settlement. The discount on the premium is given because it saves the insurance company money. Well, my wearing all my motorcycle gear does the same. Why not get the benefit?

So I got a discount for something I did, that would have allowed the insurance company to recover an "asset" if it was stolen. Thereby, theoretically, costing them less money in that eventuality. And did I not "install" a helmet, motorcycle jacket, motorcycle gloves, etc on my person before I...

True. Also true. However, I did get a discount ($$$) on my insurance for having a theft recovery device on my bike. And my bike hadn't been stolen, yet.

Your question/ statement doesn't make sense. Is the other party's insurance inadequate, or is it expired expired? Because "not good" isn't the right verbiage.

There IS a thing called right of way, and the person in the lane ALWAYS has right of way vs the person trying to merge. You're required to make a safe lane change.

Always take pictures of your damage, their damage, their license plate, them, any broken pieces of car on the ground (the accident site) and just ask for their insurance. Since you've already got their car model and license plate you can file a claim with your insurance if they refuse.

Dallas, Texas. Hi all. I was rear ended on my motorcycle a few weeks ago. I was stopped at a controlled left turn, and as soon as the light went green for me to go I was hit. I am somewhat paranoid about getting hit so i'm always watching my mirrors. I didn't see the car until the split second...