Recent content by nov99

Thanks for the input. I wasn't sure if there was a different eviction procedure for a new owner with an existing tenant with no lease. I am not a landlord with years of experience in evicting people.

What is the name of your state? NY I am looking to purchase a home on Long Island, NY. The home is currently occupied with a tenant with no lease. If I purchase this home what is the eviction process to get the current tenant out of the home? He has no agreement with the current owner...

What they are doing is in direct violation of the Fair Debt and Collections Practices Act "FDCPA". Next time you speak with them tell them they are in violation. If they continue to call you may have some recourse against them. They should definitely be reported. However, I am not familiar...

The ultimate decision on whether to settle your accounts is up to your creditor. They need to feel that is in their best interest to settle with you. As far as threatening you with legal action, they may not unless they actually intend on doing so. Since your debts are not to excessive it...

I am not here to argue with you whether settlement is a better alternative then bankruptcy but since you asked… When I stated that we would settle the debt for 55% that included my fees. If you believe for one second that a settlement is as damaging to your credit as a bankruptcy you are...

Alternative Solution If you are unable to file for chapter 7 I may be able to off you an alternative solution. Debt settlement can be a good option for you without the severe effects of a chapter 7. Normally you can relieve yourself of the debt for about 55% of what you owe with a monthly...