Recent content by oldedude

What is the name of your state? Ky I received a bill from a collection agency on a Sprint account that I never had. The bill listed me as "Bobby" whereas my name is "Robert" I have not used "Bobby" since I was a minor, some 40 years ago. Need I even respond to this? Would I even need to accept...

What is the name of your state?ky On Aug 5, 2005 I received a collections letter from Capital Management Services for a National City Bank credit card. On Aug. 23rd I sent them a DV letter CRRR On Oct 21st they sent me a packet with a cover letter saying they were sending me the information I...

What is the name of your state?Ky I received a statement from ER Solutions, inc. for $4,037.30 that has Creditor: Dell Finacial Services (2mpp/ff) I have never had an account with Dell or ever purchased a Dell product. I assume this is an error or identity theft. Should I just send them a...

you may also be interested in the new Kentucky Legislature House Bill 248 change that allows you to take the Federal exemptions. http://www.lrc.ky.gov/record/05rs/HB248.htm This has passed, and been sent to the Govenor for signing. This will take effect 90 days after adjournment

This may help you. http://www.judiciary.state.nj.us/prose-1.htm

Thank you.

my question was...and still is; ... would it be appropriate to write a response letter to the court affirming the debt, but claiming the exemption, or do I need to wait until the judgement is made, and then claim the exemption? Is it 1. Yes, they will take that into account when deciding what...

What it said is; "You are hereby notified that a legal action has been filed against you in this court demanding relief as shown on the document delivered to you with this summons. Unless a written defense is made by you or by an attorney in your behalf and filed in the clerk's office within 20...

I'm not sure that I follow your train of thought. The summons didn't require me to show up. It gave me 20 days to file a defense. I have no defense for the debt. It's a valid claim. SSDI is exempt from seizure. I can get any funds seized returned, but just want to head that off. I have no...

What is the name of your state? Kentucky I was served a summons yesterday, for a debt to a cc company. I don't dispute the debt, but my only source of income is from social security disability income (direct deposited). I have no problem with them putting a lien on my house, as I feel they do...

I would attach a copy of the statement and send it to the court. No need to send it to the bank in my opinion as they already have access to her records. At this point it's only the courts that matter. Keep the original as this may come up again. If she had more money in the account than 1...

SSI can not legally be garnished in accordance with US Code Title 42, Chapter 7, Subchapter II, Section 7. I would contact the courts to have the garnishment overturned. You should also get her bank statements showing that all funds deposited were from SSI...

What is the name of your state? Ky. I realize that Kentucky's Post Judgement Exemptions are the same as the Bankruptcy Exemptions, but what exactly are they used for? My automobile is valued at $1800, which is less than the exemption of $2500. Does this mean creditors can't put a lien on it or...

sage advise Ladynred, thanks.

Ladynred Thanks for your response. You said they could grab funds from the account. Isn't this prohibited by Federal Law? http://www4.law.cornell.edu/uscode/42/407.html Sec. 407. - Assignment of benefits (a) In general The right of any person to any future payment under this subchapter...