Recent content by Parkerman

Thank you for your opinion, quincy. Also, I will be getting in touch with the other lawyers to see what they have to say, especially since the first lawyer seemed to act like there could have been a case at first. Because I would think that if he had saw that there was nothing there, he would...

Okay, I'm going to try and be as specific as I can... but without being too specific. 1) Consumer is on fixed income and is on SSDI. 2) During the sales transaction, the 'living off of credit card' statement was made by the sales person, but the consumer thought the salesperson was mistaken...

Also, thank you, Taxing Matters. Your comments were helpful.

Thank you for your reply, quincy. Let me ask you something, quincy. Do think this hurts the consumer's position if the seller actually told the consumer that they would have to live off their credit card because of the payments? (Note: the consumer thought that the seller was mistaken when...

Which isn't realistic for the average person in this day and age. Thank you. I've seen situations where the dealer set up a car loan with a bank, but maxed out a consumer's income where it wouldn't be comfortable for the consumer to make the monthly payments. And if anything happened where...

Well, first of all, I don't think it's reasonable to take the statute literally. Because as justalayman said in post #4: I took that as him thinking that the statute is saying that the consumer needs to pay for the product or service up front in full. However, in this day and age of credit, I...

Thank you for your reply, Taxing Matters. Also, I agree with what you are saying. Plus, in mentioning a hypothetical situation, when making a large transaction such as house or a car, the salesperson gathers the customer's income information and other payment obligations and should determine if...

Thank you for your reply, adjusterjack. Also, I agree with you that you should always read the statutes instead of somebody's interpretation of them, however, see my reply that I am about to write in response to Taxing Matters' post #3.

What is the name of your state? In part of the Ohio Consumer Sales Practices Act (1972) ORC 1345.01, it says: https://www.ohioattorneygeneral.gov/Individuals-and-Families/Consumers/Laws-Protecting-Consumers#Consumer_Sales_Practice_Act Could someone explain to me what the above quote means...