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    refinance or not

    What is the name of your state (only U.S. law)? wisconsin my wife and i are thinking of refinancing. current mortgage is at 5.25 % - 30 years - we are 5 yrs in current balance is 103,000 - $605 per month - we pay taxes ourselves(3,500) home equity is 24,000 - interest is $100 per month house...

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