Recent content by Rnay

What is the name of your state (only U.S. law)? While I LIVE in Wisconsin, it is Washington state I need help for... Okay, we got the probate filed and the other (disgruntled disinherited) sibs are contesting it. Big surprise, huh. And along with claiming their mother was psychotic, suffered...

What is the name of your state? I live in WI but decedent lived in WA and had oil/mineral rights in ND. Sorry, long post warning. The issue is complex, though. Husband's mother died back in 1987. Her will was filed timely in her county of residence but was never probated. She was practically...

What is the name of your state? Wisconsin It has become obvious that the friendly helpers on here did not choose to reply to my previous questions about Adversarial Hearings. So, can I ask a different type question? This is important as we go to our 341 meeting Monday. I received a call from a...

What is the name of your state? Wisconsin Our 341 creditors meeting is Monday and we're as ready as we'll ever be. But I have a question. I know I need to start an Adversary Hearing on my student loan, requesting it be included in our Ch7 bk due to hardship. I have the information needed for...

What is the name of your state? Wisconsin :) I filed Ch7 bk pro se on 6/13. Now, I have two questions. 1. I provided proof of bk to my payroll dept in order to stop a garnishment. I read in the FAQs on this site that if any creditor has garnished more than $600 in the 90 days before filing, I...

What is the name of your state? Wisconsin Filed Ch7 bk pro se on 6/13. Now, I have two questions. (Helpful friendly people only please, no flamers ;) ) 1. I provided proof of bk to my payroll dept in order to stop a garnishment that the creditor is either being very slow about stopping or is...

:confused: What is the name of your state? Wisconsin :o I am nearly done with all the paperwork and am anticipating a smooth process on my Ch 7 BK no-asset filing. However (and please don't tell me to hire an attorney. I know I need to but absolutely can't do it, so while I am aware of the...

:confused: What is the name of your state? Wisconsin (Sorry this is so LONG; It needs the details, though) This may be a dumb question but I think it is worth asking. To answer it, I need someone who recalls or has access to information about Ch. 7 bk laws for WI in 1990-91, which is when we...

Question reiterated :o Thanks to bigun and ladyinred for the responses. I do plan to list the taxes as they quite possibly meet the standards for bk. And I will try for hardship consideration on the student loans as it cannot HURT...But, I still am wondering whether or not the automatic stay...

What is the name of your state? Wisconsin (Please, no judgemental types...? I already am beating up myself so I don't need more.) At present I am having my weekly paycheck garnished by IRS and Student Loan folks. I am paying on state income tax Offer of Compromise/settlement also. Spouse's...

Thank you, sir, I will look up that reference in the BK law and hope that will better direct me. I know I ought to have a lawyer's expert representation but it is not feasible at this time and time is of the essence. I did a free consult with JK Harris (found them too costly to contract with)...

Thanks to both of you, but? :confused: Has anyone got an answer to the first question: Which to do first, the OIC or the bankruptcy? I am THINKING the OIC, because of not being able to do one while you have an open BK. Thanks again.

Oops I forgot the second question: 2) Are BK books (NOLO) and forms readily available in major bookstores like Barnes/Noble or Waldenbooks? I live in a very small town so will have to travel to find them. And I can't order online, no CC's or checking account anymore. Thanks again...

What is the name of your state? Wisconsin (LONG POST ALERT) Summarizing how I got here, we are dealing with major fallout from addictive/ compulsive behavior. Recovering now, PTL. But as a result of awful decisions I made at the time, I owe personal taxes and debts and I am planning to file for...