Recent content by SCREWCREDIT

What is the name of your state (only U.S. law)? Florida I need to draft a 1099 agreement (as an alternative to full time employment) for an organization here in Florida. I will be vending internal technology support as an independent contractor. Can anyone point me to samples that I can rely on...

New York and Florida Some quick facts: 1. My parents were never married. (probably irrelevant) I was born in New York State. 2. The only child support ordered was issued at $30.00 per week out by a New York court when I was 7 which occurred around 1986ish. 3. I moved to Florida with my...

Florida - Question is General to All States If a creditor charges off an account and then sells that account to a collection agency, obviously the original credit information is going to remain on your credit report for the FCRA allowed period of time. Then, if I'm not mistaken, the collection...

Florida I was involved in a minor accident with a US Post Office LCV (local carrier vehicle). The operator of the mail truck was making a U TURN just shy of a small residential intersection. Upon turning her truck around, she failed to stop at the stop sign. She must have assumed because she...

Florida With regard to the below subsections of the Florida State Statutes, would it be potentially unlawful for an applicant to offer a cash incentive to an employment agency recruiter for appointment to an open position of which the agency is recruiting for and of which the applicant is...

Florida Note: This post is for my personal knowledge only. I was not involved this incident nor do I know those who were. I am trying to further advance my education on the right to detain in the State of Florida. My post is a little long winded and will probably require the interest and...

What is the name of your state?What is the name of your state?What is the name of your state?FLORIDA Entity A - Widget West Manufacturer, Incorporated Entity B - Widget West Foundation, LLC Entity C - Widget West Enterprises, LLC Entity D - Widget West, LLC Entities A and B belong to the same...

A paper trail would be useful, I agree. It's not essential to bringing a suit forward. If the parties involved are issued subpeonas for relevant information to the case, they have to provide it. Both creditors and credit bureaus maintain that information. If ordered by the court to furnish it...

Unless I overlooked such content, no where in the FCRA does state a consumer must notify the party in violation before a law suit can commence. I do intend to notify all parties involved, in writing. However, information can be obtained by subepona if necessary. Surely the credit bureaus have...

Well, I don't see how those questions are essential to answering mine, but.. a) no I can not prove when I defaulted b) yes I have old copies of my credit reports, a few anyway c) no the account has never been sold or sent to a third party collection agency as far as I know.. the ownership of...

FLORIDA In 1997, I opened a credit card account with a local credit union. The account fell deragotory and has exhausted the 7.5 year FCRA allowable credit reporting period. It righteously fell off my consumer files in November, however, it has been illegally reaged. It's also my opinion...

um in that case the plantiff lost.. so you're telling me I have no right to seek damages?

FLORIDA I've been doing a lot of research over the past few days on how I can hold a creditor liable for having reported inaccurate information in reference to a credit card account to my consumer credit reports. I learned that in 1996 Congress amended the FCRA to allow only state attorneys to...

FLORIDA Before I move foward with a suit against a creditor that I believe violated the FCRA, I must make certain that I was not unknowingly sued by this same creditor. (RE: Credit card account back in 1997 that was charged off in 2000/2001 SOL for a civil suit in the State of Florida is 5...

I'm afraid it's no longer about the 7.5 year reporting period. Disputing it will most likely result in the information being deleted. It's principal, accountability for the actions of a creditor to unrighteously (and I believe to have intentionally) inflicted damage to my credit state even after...