Recent content by SevenWishes

It's complicated but here goes You should ask for an itemization of the $400+ bill. It is likely some combination of interest and some sort of late fee that is added. Usually the creditor itself (in this case the hospital) will be glad to deal with you directly and this is always preferable...

What is the name of your state? New York I have a dilemma regarding my wife's student loans. In the late 1980's she fell into default on two loans. Both resulted in judgements against her. In the first case, her salary was garnished for a few years until the debt was satisfied. The 2nd...