Recent content by smirn07

Maybe I'm getting too technical with this, but if it's a corporate office that is calling on behalf of one of the individual branch offices, do you think that would be considered third party?

I owe $1300. I've offered to pay half today by western union and half in 2 weeks. I've already received my paycheck for today so they couldn't garnish that. Thus, they would get their money quicker if they just settled on the arrangement. Do they have any incentive not to settle on a payment...

What is the name of your state? KY According to certain subsections of the Fair Debt Collections Practices Act, I am being harrassed by a collections department witin a payday loan company. I want to send them a letter to notify them that my employer prohibits them from calling me at work...

Thanks again. Thanks again.

Looking for clarification... Thanks so much for the reply. But just to clarify, you stated, "yes, that is what they will do." Do you mean, that they will try to take a lump sum in the garnishment or that they will be limited to 25% of disposable income. Thanks again.

What is the name of your state? Kentucky I have had a payday loan problem for months (as many as 9 at one time). Finally couldn't keep up anymore. My checking account was closed for excessive overdrafts. I contacted a certain payday loan company to notify them that I would like to make payment...