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Recent content by sryder06

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  1. S

    Debt collection agency reporting on credit report before validating debt request

    I live in Washington State and I received a collection notice from LVNV on 5/19/17. On the notice, it clearly states I have 30 days to respond or I am taking responsibility for the debt. I had planned on mailing a debt validation request to them next week (since I literally just received the...

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