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If the car your 16 year old was driving is registered to you, your only exposure is $15,000 per claim out of the accident with a maximum amount of exposure of only $30,000. You have sufficient insurance to cover your own exposure.
The ONLY way you would face exposure above those amounts would...
where were you when your son was getting hurt?
based on your son's story and what you observed, it doesn't look like the store owes you any compensation. a 4 year old walking in a store without supervision places some of the negligence back on you.
"He recently sent me a letter and I also sent him one basically saying that we are done."
So even your attorney agrees that you are a boor and would rather live a happier life without your $200.
"What does plus costs of the suit refer to? "
you are entitled to reimbursement for the formal clothing you wore to court. I hope you kept your receipt for the lime green leisure suit you dazzled the court with.
if you are so knowledgable about the legal process, having represented yourself...
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