Recent content by Sunruner

I actually feel differently. I think it makes it very difficult to follow a thread if you keep asking various question that are not directly related to the first post. Questions get skipped, answers get mixed up. It's much easier to have the subjects separated. Especially if one is asking...

Alright, if you're going to heckle every person who replies to this post, I want to know what you mean by a double post. Where is there some rule that you can't ask multiple questions about a debt?

Double post?? Huh? I'm assuming you're saying a double post because I've posted other questions regarding this collection act? The way I see it, my previous posts are in regards to other things. This one is specifically about thie phone message that, to me, is at least borderline, if not...

What is the name of your state? NJ Ok, there was a call left on a friends phone number for me. Below is exactly what was said. "This is Ms. Rivera. I'm trying to contact a John or Kristina XXXXXX. I'm calling with the Law Offices of Giove. If you could please return this call. Due to the...

As I said, google Giove Law if you want specific information but to quote one place I found... "Rookie lawyer, Rodney Anthony Giove, of Niagara Falls, NY is a 26 year old with a new law degree, who started out associated with a Niagara Falls, NY law firm. He either could not cut it, was...

What is the name of your state? NJ I'm getting pestered by a collection group that is evidentally a huge scam. (Google Giove Law offices for info) My question is do I just flat out ignore them or should I send them a validation letter? Also, is there a cease and desist letter that says DO...

Um, you're paying through a debt counselling group? Are you SURE they are paying this creditor? I've heard of some of the so called "counselling" groups that are not completely honest and do not always pay the way they're supposed to. Kristina

When you call the number, does it give the name of the group? Also do NOT give your account information to this person!!! That's the first hint that this is NOT on the up and up. They should be willing to allow you to send the payment in. NEVER give account info to a CA. When you get the...

This sounds AWFULLY familiar to me. What's the name of this attorney? Kristina

What is the name of your state? NJ I have been receiving all sorts of calls and threats about an old debt. After them refusing to give me any information at all about who they are, they finally sent me a letter. I looked them up online and found a sight that we should all read before we...

However when they first claimed to be filing a judgement against me, they thought I was living in North Carolina. If they are filing a judgement against me there, the SOL has expired based on the 11/01 date. I guess we'll see what happens. Kristina

What is the name of your state? NJ Ok, let's say someone does get a judgement against me. What are the items they can claim? I don't own a home or any land. I have $10 in my bank account. I do however have two vehicles. One is a van with a salvage title (basically worth nothing), and a 12...

My parents didn't give my number out but either they traced when I called before or found it out another way because they called here at 8:50am this morning. Even tho this phone is NOT mine, and I told the lady the phone isn't mine. She stated in the message that she left that she was calling...

I don't know. They closed it in 11/2001 because I hadn't been paying on it. I'd assume I defaulted BEFORE that date. Kristina

What is the name of your state? New Jersey This is just for my knowledge at this point, but I have two copies of my credit report. For a credit card debt, I have multiple dates. I'm trying to figure out what date is used for SOL's. According to Transunion, this credit card account was...