Recent content by sunshine1234

What is the name of your state? WI I recently sent a letter requesting validation of a credit card debt (to Alliance One for a Fleet acct).. i used a sample letter, which stated tehy had 30 days to validate the debt or it would be considered non valid and all collection activity should stop...

What is the name of your state? WI I sent a letter to these guys requesting a validation of debt, along with a request to be contacted via mail only and that calling my work was unacceptable and not tolerated by my management. they continue to call me at work and when they get my voicemail...

so, can i call them back and cancel the arrangements I made? If I unauthorize them, then they can't go in and take the $, can they? I'm assuming I should send a letter also? Obviously, I can just take the money out and of the account so that they can't get it anyway.. but don't they have to...

What is the name of your state? WI 1. I talked to ARS yesterday regarding my bill with Fleet... they were so mean, even after I called them back.. I simply called to find out what my options are in terms of a payment plan or a settlement. They first offered a settlement (the bill is about...

I understand I have to pay him; and I have been and have every intention of continuing to make monthly payments to him... my question is, because I signed this, doesn't this mean that I don't have to pay him more all at once?

Basically it was very simple; he typed it up.. it was a matter of 2 sentences... "I xxxx, agree to pay xxxx a monthly payment of no less than $50 until the debt is paid off." and then I signed my name. that was it.

What is the name of your state? WI I have a situation... about 2 years ago, I was dating someone who I had planned to move out of state to be with.. during our plans, he took out a $5000 loan and gave it to me to pay off some outstanding debts at home, as well as $ to get out of my lease...

garnishment? When you say 20%.. do you mean 20% of any given paycheck?

What is the name of your state? WI Can anyone tell me what the SOL is in Wisconsin, as well as any other "laws" or regulations I should know about in Wisconsin? Are there any laws on garnishments? how much can they legally take out of my checks?? :confused:

Seize bank accounts? What exactly does that mean?

What is the name of your state? Wisconsin Here is my situation. I filed bankruptcy almost 3 years ago after a difficult divorce. Unfortunately, since that time, I've gotten myself into more debt problems. I have about $7000 in cc debt remaining and have been unable to make payments for the...