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It's been since 1999 and I tried to settle. I won't pay $1800 for a $400 debt.
There are laws. That's just giving in to them. They closed it in 1999 at around $550 and the collection agency took it over and has charged it up higher. And they won't give me anything in writing explaining what...
What is the name of your state? New York. I have a Providian charge card that had a $400 line. Last activity was April 1999. Asset Accept has the account now and the balance is $1800. I have tried to settle with them and they won't accept. I have asked for statements showing all service charges...
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