Recent content by TToby

What is the name of your state? IL First, I'm sory if I posted this in the wrong place. I wasn't sure where this should go. My question is: Ever since we move into this house in May 2001and got our phone connected, we have been getting phone calls for the people who had our phone number...

What is the name of your state? IL Hi Bigun, ladynred and jetx! Sorry it took so long for me to give you an update. I had court 11/17 and had my expired sol as evidence to get the case dismissed but the lawyer for the ca dropped the case and doesn't plan on refiling. Just wanted to thank...

What is the name of your state? IL First off, BIGUN, JETX, LADYNRED & KEVINSS: Thanks for all your help. I really don't know what I would have done without your assistance. I had court yesterday and they set a trial date. I tried to get the case dismissed based on expired SOL but the judge...

What is the name of your state? Illinois I'm being sued by a CA for an old credit card debt - amount 1287.06. The only validation I've been sent are 2 statements from 1997. Using the statement from 7/97 ($1050.46) and adding the interest of 20.20% (which is what that statement used), I come...

I'll do what you suggested and I'll let you know how it all pans out Monday. I've had the TILA in with my court documents already as I thought they'd pull that too. I really hope this will be the end of it. If all else fails, I can always hope to go into labor and be granted a continuance :D...

Thanks again Ladynred. One last question: When I show up in court on Monday, should I request the case be dismissed because of the Plaintiff's refusal to verify the debt and add that the reason they aren't verifying is because that SOL has expired and the court can't enforce a judgement? In...

Thanks Ladynred - you're wonderful as always. A few questions: Where can I find the Spears v. Brennan case? Also, I have found IL's SOL for open accounts to be 5 years on most websites but 6 years on 1 also. How do I find out which is reight. Either way, I'm outside 6 years too but if it is...

What is the name of your state? Illinois I was served a summons in July for a court date of 8/11. This is a very old debt where I suspect an expired SOL as my defense. Anyway, I requested validation of debt 7/19. At court on 8/11 the case was postponed until 9/15 because they hadn't validated...

Bigun - No luck with the attorney. I just got a letter from them stating, "It is our conclusion that we must turn down your case. This decision is not based on an evaluation of the strength of your claim, but rather on our firm's ability to assist you." Yeah, right! They mean they can't win...

Thanks Kevinss. My concern was that they would come up with some fictitious payment and it would be my responsibility to prove that I never made that payment.

It says Charge off as of 12-1999 - 5-2000, 10-1999 I know this is wrong. I know for certain that I didn't pay anything in 1999 or later and the cosigner was out of state and said he never sent them anything either. In fact, I've been contemplating having my bank go back 6 years and print off...

Thanks Ladynred. In the lawyer's defense (not that he deserves it), his letter didn't call this validation. It just said that they were forwarding statements from NCO. I pulled all 3 reports but this debt is only being reported to Experian.

Thanks for your help CBG. I wasn't able to find that IL has laws for under 15 employees. It just seems to me that there should be something employees of very small companies can do when they're being mistreated. I worked with his useless daughters who came and went as they pleased and got...

What is the name of your state? Illinois I was served a summons in July for a court date of 8/11. This is a very old debt where I suspect an expired SOL as my defense as well as a possible countersuit for re-aging. Anyway, I requested validation of debt 7/19. At court on 8/11 the case was...

What is the name of your state? Illinois I recently quit my job becasue my boss was verbally abusive and was making inappropriate comments about my pregnancy. He told me the week before I quit that I wouldn't be allowed to return to work after I delivered my baby because "kids get sick and I...