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Recent content by wanabath

Accident - Bankruptcy - Criminal Law / DUI - Business - Consumer - Employment - Family - Immigration - Real Estate - Tax - Traffic - Wills   Please click a topic or scroll down for more.

  1. W

    Am I Getting the Right Life Insurance???

    Still need to know what type of insurance you have. It obviously is not term. Probably whole life, but maybe Universal or Variable Universal life. Let me ask you something though. If you pass away today, how long can your family live on 100k? You make 75k. You in my opinion are way...
  2. W

    Stepfather says I'm responsible for deceased mom's debt, please help

    Dandy Don is correct. The estate executor is responsible for paying the debt. Dandy Don never said in what way he is responsible for paying it. He never said the estate executor would have to go get a second job and refinance his house to pay the debt. You are so damn smart JETX I should not...
  3. W

    Too Many Points

    not get any more tickets might work
  4. W

    Refinanced, now original mortgage co says i owe them money???

    Sounds kind of shady, make a confirmation that it is in fact the mortgage company, and not someone fraudulently stating they are the mortgage company, just my two cents. You can contact the new mortgage company and have them send you a letter that they bought the loan, send a copy to original...
  5. W

    Went with other offer...now being charged

    Sounds like he is harassing you. You owe him nothing!!!! If he calls to talk to you three way in the California Banking department at 1-916-227-0931 and then say good bye to his job. You should actually call the banking department and report him, it could save others from being screwed from...
  6. W

    buyer may not meet closing deadline

    Can someone try to explain to me what the deal is with all these realtors that have been trying to demand commissions out of people, without closing the deal.
  7. W

    Bait and Switch? - Rate Hike at Signing

    contact your state banking dept. 1-702-687-4259
  8. W

    University Parking Citation Question

    I recieved a parking ticket about 5 years ago from a college that I no longer went to. They sent me letters saying that they would not release my transcripts if it was not paid. To bad I dont need them. About two years latter I got another letter from them to pay the ticket. Thought that was...
  9. W

    Mortgage (refi) process

    You are getting all uptight about nothing, relax. He is just waiting on the title company to do there part of job.
  10. W

    Claimed Breach

    I would simply tell the realtor to go to hell. Then explain to him that you were planning on using him still for a home purchase, but due to his unprofessionalism and greed you have selected a new realtor. Remind him he is comission based, and he gets paid if the deal goes through, if not he...
  11. W

    Advise needed

    you should have the money moved into your own plan, and not allow your old employer to have control over it or have it in they plan. Contact a financial advisor in your area and have him look into it.
  12. W

    401K non-spouse beneficiary

    And is your lawyer a financial planner also?? OK advice but speak with a financial planner, aside with your lawyer and cpa.
  13. W

    Beneficiary of Life Insurance

    You are not taxed on insurance proceeds.
  14. W

    401K rollover to IRA

    oh ya, and include in with everything Mary has said, that this is now coming to you as income fo rthe current year, which will raise your income taxes on your regular income. My advise without knowing all the details would be dont do it. Look for other ways to invest your money than those...
  15. W

    Can a lender "change their Mind" on a loan approval?

    No. You most likely would have had the same problem with "all the other brokers that had great rates for you." What are your fico's??? Going through bk, how far are you through the process. I do not know your situation, but lets be honest with each other wpuld you want to loan money to...

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