Recent content by whatnext09

What is the name of your state? California I may have royally messed up. I've settled 6 credit card debts with collection agencies. But I didn't get a letter from them verifying that they were authorized to settle on behalf of the original creditor. I have receipts from 4 of them, and the...

What is the name of your state?What is the name of your state? California. As I've said in earlier posts, I have paid off most of my debt, but have $25,000 remaining, and am trying to get it paid. Here are my questions: First, when a credit card has been charged off and sent to a collection...

How Can They Take My House? I understand that if I'm not able to pay the 3 credit cards before they file a lawsuit against me, they can get a judgment against me. Do they most likely just place a lien against my house? I keep hearing that "under some circumstances" they can force me to sell...

What is the name of your state? California. I posted this on the debt forum. Hope it's ok to post here, too. I have paid off all but $25,000 of a $100,000 credit card debt. Am in the process of applying for a loan on my house to pay off the rest, at settled amounts. Have 3 questions. 1...

What is the name of your state? California. I'm in the process of settling $100,000 of credit card debt. I have settled and paid off all but $25,000. Here are my questions: 1. One really nasty creditor has harrassed my minor child. He answered the phone when I was gone, told the guy I...