Recent content by yanni72

What is the name of your state? California About 8 months ago I discovered this site. Since, I am happy to report that I have successfully gotton 2 tradelines removed from my credit report and both were from Asset Acceptance!!!!! Talk about David versus Goliath! One was for an $8,500 credit...

What is the name of your state? CA Asset Acceptance did not respond to my DV letter on an old credit card account. The card has since run past the SOL for collections so I sent the limited C&D SOL Letter to them so that they know that I am aware that this debt is time barred. I disputed...

What is the name of your state? California In a nutshell, I have an old credit card that is past the SOL for California. I sent a DV letter to the attorney representing Asset Acceptance on April 12. They have not responded. I sent them the limited Cease & Disist SOL letter since. I put...

What is the name of your state? CA This regards an old credit card debt... I sent a DV letter to an attorney representing Asset Acceptance and they did not respond. I sent a second letter stating that the SOL has expired. They did not respond to it either. I sent the CRA's an SOL letter...

What is the name of your state? CA I sent a DV letter to Asset Acceptance for an old phone bill. None of my requests were met. The letter they sent me was a one-page "account statement." It says..."enclosed please find an account statement prepared with the use of information provided to...

What is the name of your state? CA If a CRA does not validate in 30 days, are they violating anything?

What is the name of your state? CA I sent a DV letter to an attorney representing Asset Acceptance 40 days ago. I have not heard from them. Meanwhile I contacted the original creditor and found out that the statute of limitaitons expired March 29 so the debt is time barred, as it has been...

What is the name of your state? California Two weeks ago sent a DV letter to an attorney representing Asset Acceptance. I haven't heard from him and they have not yet reported a dispute to the 3 CRA's. What should I do? I know they have 30 days to respond but you would think they would get...

What is the name of your state? California I received a letter from an attorney representing Asset Acceptance trying to collect on an old credit card valued at $8,500. The last responsible payment made to this account was well over 4 years ago, however my ex was harrassed & cohersed into...

Collection Agreement In the State of California, does the debt collector's attorney need an agreement with the original creditor in order to get a judgement?

What is the name of your state? My state is California. Here's the situation: I have an old credit card that went to charge-off in 2001. I haven't paid anything on it in over 4 years. I know the SOL for CA is 4 years, however I received a letter from an attorney representing Asset...

I live in California. Situation: I have a credit card that went to charge-off almost 4 years ago and is now in the hands of Asset Acceptance. The Statute of LImitations expires on 6/1/05 (I believe state of Calif. SOL is 4 years). The original charge-off amount was $3500 -- somehow Asset...