Recent content by zipideedooda

What is the name of your state? OH When your bank card is used for purchases (either as a debit card or a CC) who determines when the transaction is posted to your account? Are there state or federal laws regulating how bank card transactions are handled or is it up to each bank to make their...

What is the name of your state? OHIO My fiance was divorced 2 years ago in the UK. We will be applying for a marriage license soon. The court requires a "certified copy" of your divorce decree. They don't technically have that in the UK. Will the courts here accept his UK court stamped decree...

What is the name of your state? OH Two years ago after applying for a mortgage we agreed to pay a debt in full with the understanding that it would be reported as "paid" and all negative remarks would be removed. The money order was sent with a letter reiterating the terms of our agreement. Our...

What is the name of your state? OH My friend's H1B expires in 2007. When he spoke to his employers legal department he was told that they were changing their policy and will require employees who are receiving their green card through them to stay and work for them for an unspecified (at this...

What is the name of your state? OH My friend is working in the US on an H1B visa which expires in 2007. He claims that he can bring his son from the UK to live with him here up til the age of 21 (he's 18 now) on his H1B. Is this true?

What is the name of your state? OH Could someone please tell me what this means and why a divorce would be "disposed" ? This was filed in NY by my husband ( I was aware of it and in total agreement) He doesn't seem to know what happened either. XXXXX XXXXX v. XXXXX XXXXX SUPREME COURT...

What is the name of your state? OH My daughter and her fiance purchased an engagement ring from a chain jewelry store using their in store credit. A month after purchasing it they took it to have it appraised and were told that the diamond had an inclusion. They were not told this nor was it on...

What is the name of your state? OH When I requested assistance from Legal Aid in my county I was given a Pro Se packet and told that their lawyers do not handle divorce cases. Most of the forms do not pertain to my situation and I am unsure how to proceed. Our children are grown, I am not...

What is the name of your state? OH Does anyone have a sample letter to send these nitwits so they will stop collection attempts?

What is the name of your state? OH I contacted the legal aid office in my county and was told that their lawyers don't handle divorces but I may be eligible for a DIY divorce packet. This will be pretty simple and straightforward....no minor children, no assets to divide(we each took what we...

What is the name of your state? OH Most of the posts I have read refer to making settlement offers to CA. In this case we would be dealing with the OC's and debts that have been recently charged off. Is there any difference in the wording/rules when dealing with an OC?

Thanks again.....you've been very helpful.

The debts are relatively new so the statute of limitations doesn't apply. Is it a waste of time to make a settlement offer and request that the debt be reported as "paid" with all negatives deleted? In my experience and from what I have read, most refuse to do this.

Are you saying that, in your opinion, there is little point in trying to settle? There is no way he can pay most or all of what is owed. It's either attempt to settle or pay nothing in which case they will sue him. I'm sorry but could you be a bit more specific than "any letter". Is there a...

What is the name of your state? OH In a few months a friend will be in a position to offer to settle with his credit card companies. The debts have either been charged off or are about to be. He would like to draft a letter to them proposing a settlement arrangement explaining that he has...