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clarifying the start date of SOL
sol-clarification--jetx I'm referring about the statute of limitations which would prevent the credit card company from even collecting on this debt--minimal payments, etc. Their is no judgment at this time--and it is not with a collection agency--the minimal payments on the payment plan are...- recycbride
- Post #3
- Forum: Banking & Credit Cards
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clarifying the start date of SOL
What is the name of your state? ohio Scenerio: credit card company closes your account for lack of payments/late payments. You, at some time, get on a payment plan with the credit card company and pay a minimal amount towards the balance on a monthly basis. Since the account is closed, is the...- recycbride
- Thread
- Replies: 4
- Forum: Banking & Credit Cards
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negatives on credit report--Ladyndred?
Ladynred--thanks-very interesting Thank you!! Guess my hubby has some letters to write about violations. Who does he write to and is there a sample letter somewhere that he can refer to? Sorry for taking so much of your time.- recycbride
- Post #7
- Forum: Banking & Credit Cards
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negatives on credit report--Ladyndred?
negatives--credit card debt I'm referring to credit card debt- recycbride
- Post #5
- Forum: Banking & Credit Cards
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negatives on credit report--Ladyndred?
Charge offs--Ladynred Okay - 1 more question--sorry for being such a pest--If something is marked as a charge-off on a credit report with a date 5/96 am I correct in assuming it should NOT be on a credit report? And, if something is marked on a credit report that says "status as of 8/1996...- recycbride
- Post #3
- Forum: Banking & Credit Cards
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negatives on credit report--Ladyndred?
What is the name of your state? Ohio Ladynred you responded to a question about 1099 form with reference to settling old debt and in your response you mentioned " Negatives can only remain for 7 years - period! Collections can NOT survive the reporting of original debt - it's a violation of...- recycbride
- Thread
- Replies: 7
- Forum: Banking & Credit Cards
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negatives-7 yr. limit--ladynred
jtx reply Thanks for info--will pass it on to hubby--I always do the research-he takes care of rest- recycbride
- Post #3
- Forum: Banking & Credit Cards
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negatives-7 yr. limit--ladynred
What is the name of your state? ohio--How do you go about getting the negatives off credit report after the 7 yr. period--who do you write? Have found other things on husbands report which should no longer be on the report--from early to mid 90's- recycbride
- Thread
- Replies: 2
- Forum: Banking & Credit Cards
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1099 after settling debt with cc company
1099-old debt-ladynred It's with the original creditor which is citibank--it was a citibank credit card--it says opened in 1985 which is correct--then it says closed 10/99 which I know is not correct--then it says "paying partial payment agreement", maximum delinquency of 90 plus days occurred...- recycbride
- Post #6
- Forum: Banking & Credit Cards
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1099 after settling debt with cc company
1099--ladynred It's a real old debt--over 10 years which he's been paying on with a payment plan with them--He started the payment plan about 5 years ago, something he probably should have never done since it was past the sol when he started it---If we knew then what we know now, he never would...- recycbride
- Post #3
- Forum: Banking & Credit Cards
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1099 after settling debt with cc company
What is the name of your state? ohio--Husband has old debt with credit card company (citibank) somewhere around 2K--They told him they would settle for 1K but they would have to send him a 1099 because the balance of 1k (after they would be paid the settlement amount of 1K) would have to be...- recycbride
- Thread
- Replies: 5
- Forum: Banking & Credit Cards
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my mother wants to take me away from everything i know b/c she found out sumthing
mother wants Look, let's get real--No one wants their 15 year old engaging in sexual intercourse but, it happens all too often in this day and age. And, dragging the child out of the country is not going to prevent it--She'll be sexually active in the USA or Germany if she chooses to and no...- recycbride
- Post #18
- Forum: Marriage, Domestic Partnerships & Other Family Law
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Durable Power of Attorney?
POA Rocko--I would have an attorney draw up the POA--shouldn't cost much, that way it is worded correctly and wouldn't cause any future problems- recycbride
- Post #4
- Forum: Wills, Trusts and Estate Planning
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my mother wants to take me away from everything i know b/c she found out sumthing
my mother wants--Ashley D The sarcasm was a bit much--Since when is a child forbidden legal advice by the way? Are you telling me children have no legal rights to legal advice? I don't think so--And, a child of the age of 13 and above does have the right to decide which parent they want to...- recycbride
- Post #16
- Forum: Marriage, Domestic Partnerships & Other Family Law
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Durable Power of Attorney?
durable power of attorney Rocko--Not an attorney but you should know that a "power of attorney" is only good while you're alive--the moment of your demise, the person who you appoint to be your power of attorney (attorney in fact) looses those rights--Any attorney can draw up the document for...- recycbride
- Post #2
- Forum: Wills, Trusts and Estate Planning
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payment (installment) plans with IRS
IRS Payment plan That's what I thought but Barker replied my hubby was correct so now it's 2 for 2--Are you absolutely sure Absecon?- recycbride
- Post #4
- Forum: Tax Law
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payment (installment) plans with IRS
What is the name of your state? Ohio Can you tell me if someone gets on a payment plan with the IRS would that automatically mean a lien on your personal property for back taxes or, if you are paying your installments timely then would you be safe from a lien? Thinking about going the...- recycbride
- Thread
- Replies: 6
- Forum: Tax Law
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released state tax lien & transunion-Ladynred help
CYA--Ladynred Heheeee--Love that---and, that's right now I remember what snail mail is--forgot that there is such a thing as a post office since computers and email came around!!!- recycbride
- Post #5
- Forum: Banking & Credit Cards
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released state tax lien & transunion-Ladynred help
ladynred--CYA? Just one more question--could you clarify what you mean by CYA and what you mean by snail mail--Is that regular email? Thanks- recycbride
- Post #3
- Forum: Banking & Credit Cards
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released state tax lien & transunion-Ladynred help
What is the name of your state? ohio Received a copy of my credit report from transunion and it showed a state tax lien listed on it -- the lien was paid and released 5 years ago--It is listed on my credit report from experian as released. I called transunion 4 weeks ago and told them they...- recycbride
- Thread
- Replies: 4
- Forum: Banking & Credit Cards
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