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• 1. J

     How to avoid Bankruptcy thru Debt Settlement

     I called one of those places once and got a high-pressure rep. I backed out and didn't give them a penny. Since when does a non-profit organization use pressure tactics? Scam!

     • jetskiscott2
     • Post #7
     • Jan 14, 2005
     • Forum: Consumer Bankruptcy
  2. J

     Computer Sold

     It was the Circuit City card. I believe it's issued by FNANB. I not sure if the debt is secured, but from my [limited] experience I think it is.

     • jetskiscott2
     • Post #3
     • Jan 9, 2005
     • Forum: Consumer Bankruptcy
  3. J

     Computer Sold

     What is the name of your state? CA What happens if you sold secured property, in this case a computer, and now the bank wants it back after bankruptcy? This was a question posed to me by a friend. He purchased a computer a few months back at Circuit City, but turned around and sold it about 6...

     • jetskiscott2
     • Thread
     • Jan 9, 2005
     • Replies: 4
     • Forum: Consumer Bankruptcy
  4. J

     Paperwork ready to file for BK; Anyone heard of 20% settlement with CC companies?

     File and start over

     • jetskiscott2
     • Post #5
     • Dec 27, 2004
     • Forum: Consumer Bankruptcy
  5. J

     Interest on Car Loan After Chapter 7

     I was discharged 4/2004. I was approved to buy a 12,000 new car at 18% w/3 grand of my own money down. I decided not to buy it. My current auto is a 2003 w/low miles and a rate of 4.9. It was inlcuded in my BK so I can give it back at any time. Even though I'm not rebuilding my credit I felt...

     • jetskiscott2
     • Post #3
     • Dec 25, 2004
     • Forum: Consumer Bankruptcy
  6. J

     Responsible for Remainder of Loan Balance?

     No, she didn't.

     • jetskiscott2
     • Post #3
     • Sep 29, 2004
     • Forum: Consumer Bankruptcy
  7. J

     Please Repo My Car

     I'm in the same situation as you BK72004. Looking forward to what the experts here have to say :)

     • jetskiscott2
     • Post #4
     • Sep 29, 2004
     • Forum: Consumer Bankruptcy
  8. J

     Responsible for Remainder of Loan Balance?

     What is the name of your state?What is the name of your state? CA A vehicle that has been stolen was almost paid off by the insurance company, but there's still a balance since they will only give you 'fair market value'. The loan has a balance of about 3 grand. Is the owner responsible...

     • jetskiscott2
     • Thread
     • Sep 28, 2004
     • Replies: 3
     • Forum: Consumer Bankruptcy
  9. J

     Copy of Bankruptcy

     I believe you can get a copy of your BK papers directly from the court you filed with.

     • jetskiscott2
     • Post #2
     • Sep 7, 2004
     • Forum: Consumer Bankruptcy
  10. J

      Necessary Expense Limits

      What is the name of your state? CA I've heard there are limits on certain necessary expenses like food, church donations and so on. My attorney pushed the food cost to 380 dollars and I thought the trustee would kick it back, but it was okay. BTW... I'm single w/no kids. Do attorneys have an...

      • jetskiscott2
      • Thread
      • Sep 7, 2004
      • Replies: 3
      • Forum: Consumer Bankruptcy
  11. J

      need advice what to do on filing day

      My attorney wanted all recent CC bills so his office was able to contact the creditors and have the most accurate information about my balances. You'll have to provide information concerning your necessary expenses like car payment, rent, utilities and so on. If you have a good attorney he/she...

      • jetskiscott2
      • Post #2
      • Aug 31, 2004
      • Forum: Consumer Bankruptcy
  12. J

      Registered Owner Liable

      What is the name of your state? CALIFORNIA I cosigned an auto loan for a friend of mine. The bank required me to be on the registration along with the primary borrower. If he [the primary borrower] is at fault in an accident can I be sued since I'm listed as one of the registered owners?

      • jetskiscott2
      • Thread
      • Aug 31, 2004
      • Replies: 1
      • Forum: Auto Accidents and Vehicle Claims
  13. J

      Almost Like Reaffirming

      What is the name of your state? CA I've completed the BK process this year and I received a discharge about 6 months ago. I've got an auto loan that I never had to reaffirm because I've always made my payments on time. My credit report indicates a loan balance of zero and 'included in bk' is...

      • jetskiscott2
      • Thread
      • Aug 31, 2004
      • Replies: 0
      • Forum: Consumer Bankruptcy
  14. J

      Selling Photographs

      What is the name of your state? California I take photographes of people in public places like sporting events and public beaches. Is it legal to sell those photographes on the internet to anyone who would buy them or do I need the 'models' written permission? I was understand you can taken...

      • jetskiscott2
      • Thread
      • Aug 26, 2004
      • Replies: 0
      • Forum: Copyrights & Trademarks
  15. J

      Cccs

      What is the name of your state? California What experience has anyone had (positive or negative) with any CCCS? I see their advertisements on TV all the time. They claim to be 'non profit', but when I contacted one they were very pushy and wanted me to sign an agreement immediately. I...

      • jetskiscott2
      • Thread
      • Aug 26, 2004
      • Replies: 1
      • Forum: Banking & Credit Cards
  16. J

      How should car loan show after Bk7 on credit report

      credit report I filed BK in California 11/03 and discharged 2/04. Like you, I included an auto on my BK, but never reaffirmed the loan and always made my payments on time. My credit report reflects a 'zero' balance and 'included in bankruptcy' in the notes section. This is the way it's...

      • jetskiscott2
      • Post #4
      • Aug 17, 2004
      • Forum: Consumer Bankruptcy
  17. J

      How should car loan show after Bk7 on credit report

      My car loan was definitely included in my Bk7 which was discharged 8/02. As I look at my credit reports, all 3 show it without any indication of inclusion in Bk and with a balance owed. I have continued making my payments, still have the car and never reaffirmed the loan. Is this being shown...

      • jetskiscott2
      • Post #2
      • Jul 23, 2004
      • Forum: Consumer Bankruptcy
  18. J

      Giving Automobile Back After BK

      Thanks Thanks for the advice. :)

      • jetskiscott2
      • Post #3
      • Jun 20, 2004
      • Forum: Consumer Bankruptcy
  19. J

      BK Law Changes

      What is the name of your state? CA I've heard that the BK laws will be changing and making it harder for consumers to file Chapter 7. Does anyone know when the new laws will take affect?

      • jetskiscott2
      • Thread
      • Jun 19, 2004
      • Replies: 2
      • Forum: Consumer Bankruptcy
  20. J

      Giving Automobile Back After BK

      What is the name of your state?What is the name of your state? California I've been discharged from my BK that I filed earlier this year. I have an automobile loan that I went into BK with, but didn't have to reaffirm the loan since I was always current on the payments. I basically don't want...

      • jetskiscott2
      • Thread
      • Jun 19, 2004
      • Replies: 3
      • Forum: Consumer Bankruptcy
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