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    1. K

      email harrassments with viruses

      Could you please take your temper tantrum out onto the playground??? LEVI_Z you really are showing your maturity level here!!!
    2. K

      Taxes after a BK

      What is the name of your state? Tx I just filed for a chpt 7 on May 16th. I am surrendering 2 houses in the BK. Divorce is the main cause for it all. I have made all of the 2003 payment on these 2 houses. Starting June 1st the payment will no longer be made. Since I did make those payments...
    3. K

      Gun registration

      What is the name of your state? Texas I think this is in the wrong thread so I will apologize right now. Question: What is the law in Texas regarding gun registration? My g/f moved here from Wisconsin about 1 1/2 years ago. She has a pistol but no permit or license. To make it legal in Texas...
    4. K

      email harrassments with viruses

      Oh this is classic!!! Lets have a runinng temper tantrum on a thread!!! I luv it!!!!:D
    5. K

      Problems with Bankrcuptcy

      Not trying to jump your thread here but can anyone tell me some of the HIDDEN problems one will encounter after filing chpt 7 or 13. I had no idea getting auto insurance would be a problem. I am now wondering if this was the right thing to do...
    6. K

      Superdischargeability??

      DID you include your STBX as a creditor in your bankruptcy ? No I did not list her as a creditor. She was listed a s a cosigner on the mortgage on one of the houses. That was the ONLY place she was listed on the BK. Next question.. you've been separated for 2 years, is it a LEGAL separation...
    7. K

      signed the deed over

      already did it. basically they were no help at all. They said get a lawyer off base. There is a due on sale clause but the lender does not know about the title transfer. Actually they probably don't care as long as the payment is being made.
    8. K

      Superdischargeability??

      Ok if I did do a chpt 7 and I lose the 2 houses and the CC debt is discharged. During the divorce can I get hit with something that is not dischargeable? We had no kids so child support is out. We will be married 8 yrs in july 2 yrs seperated. Not that it matters in a community state. She has 2...
    9. K

      signed the deed over

      What is the name of your state? Texas I live in texas now but I bought some property in New mexico back in November of 1994. I got married in July of 1995. Well in October of 2001 my psychotic spouse and I were sperated and attempting to get back together. In an effort to show her how much I...
    10. K

      For IAAL

      cdiaz1 Hey I hope you have better luck than me. I am now working on 18 months to get this NIGHTMARE over. Have now filed Bankruptcy and I am not sure THAT will motivate her to remove the stinking jury fee. After the mediation we had on May 1 I have heard SQUAT on when a jury trial will be set...
    11. K

      Superdischargeability??

      What is the name of your state? Texas I just got off the phone with my divorce lawyer and was in a nice way chewed out for filing a chpt 7 BK instead of a chpt 13. Background info: Divorce is going no where, psychotic STB EX spouse put money down for a jury trial and have been trying to get it...
    12. K

      Divorce in Texas

      Well have I got news for you!!! I am in the military also and my psychotic not yet ex wife wants to drag the divorce out as long as possible. So far she has been very successful. This case has no kids, very little assests and a huge amount of debt. Well we had a final hearing back on Sep 12...
    13. K

      budget check.....

      Oh yea you have LOW BALLED this one BIG time!!!! Going to college or some type of schooling?? Do you buy any clothes through out the year? How about uniforms for your job? ANything and everything!! Put it down. I am going through a divorce right now. Since its not completed my lawyer fees were...
    14. K

      alternative to bankruptcy

      Ladynred Thank you so much for your words of wisdom on this subject. I am leaving right now to go to the lawyer to fill out the paper work. After looking at some of your other posts, I see I did what everyone else it seems does. SEVERLY UNDERESTIMATED MY NORMAL EXPENSES!!!! After looking at...
    15. K

      alternative to bankruptcy

      Well I go to the lawyer in about an hour to attempt a chpt 7. I had gone and did a preliminary estimate on what I can do (7 or 13) He said that I would end up paying back 100% and would only qualify for a 13. but after talking with some folks they advic3ed me on some things that would qualify me...
    16. K

      alternative to bankruptcy

      Yea I pretty much have FINALLY realized I am in WAY TOO DEEP. Does not matter that I am going through a divorce and 3/4 of this debt was hers. I still wanted to take responsibility for payng of the debt. But it is too much of a burden for me to handle. No other alternative but to file bk trying...
    17. K

      State certifications??

      What is the name of your state? Texas I am filing for a chpt 7 BK. The lawyer I am thinking about hireing does not state that they are certified by the texas board of legal specialization. One of the other assocoates has it that they are Board certified in consumer Bankruptcy law. What does all...
    18. K

      waiting period???

      divorce witnesses What is the name of your state? Texas Ok this might sound stupid but I am going through a jury trial divorce here. I have posted some other threads regarding it but I have this new question. My wife and I went to conseling prior to me filing for divorce. While I was attending...
    19. K

      alternative to bankruptcy

      What is the name of your state? Texas Are there any alternatives to Bankruptcy out there? I have $40,000 in credit card debt. No assets. Can't get a consolidation loan. The debt management companies portray themselves as a better solution to filing chpt 13 (which is what I qualify for) Is this...
    20. K

      Texas Divorce Question

      hey I have a temporary court order saying I have to pay on those 2 mortgages and car note. Bu the chpt 13 will make them null and void, according to the bK lawyer. My psychotic wife has great credit rating and has always bragged about how great it was. Yet she is in debt up to $45k on credit...

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